The World of Hyatt Credit Card

Earn up to 60,000 Bonus Points.

Earn 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening. Plus, up to 30,000 More Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent.

World of Hyatt Card
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Quick Summary

This bonus points can score you nearly five free nights at the some of the best Hyatt properties in the world, and even more free nights at lower end properties. This card also earns 9 points per $1 spent at Hyatt (4X bonus points from the card, and 5X base points for being a World of Hyatt Member), 2 points per $1 on dining and airfare purchased directly with airlines, 2 points per $1 spent on gym and health club memberships, and 1 point per $1 on everything else.

How to Earn Rewards

9x

Up to 9 bonus points per $1 spent with Hyatt. Earn 4X bonus points from the card and 5 base points as a World of Hyatt member.

2x

Earn 2 Bonus Points per $1 spent at restaurants, on airline tickets purchased directly from the airline, local transit and commuting as well as fitness club and gym memberships.

1x

Earn 1 Bonus Point per $1 on everything else, 2X in the first 6 months up to the first $15,000 spent.

Annual Fee

$95

Our Take

There is a lot to be excited about with the World of Hyatt Credit Card, starting with the point bonus. The bonus points can score you ~2 free nights at highest tier Hyatt properties in the world or as many as 12 free nights in lower tier properties.

You could get this card and use the bonus points to book 2 free nights at the world-renowned Park Hyatt Tokyo in Japan. Bonus: have someone else do the same thing  cover an entire 4 night stay there. Rooms typically go for $600+ per night.

The annual free night perk also makes this card worth keeping long term for many travelers, though the category 1-4 restriction is less than ideal.

You’ll get better spending rewards on either of the Chase Sapphire products (particularly because Chase Ultimate Rewards transfer 1:1 to Hyatt) but this card is still a good grab for the bonus and ongoing perks.

Benefits

Receive World of Hyatt Discoverist status for as long as your account is open.

Receive one free night at any Category 1–4 Hyatt hotel or resort every year after your cardmember anniversary.

Earn an extra free night at any Category 1–4 Hyatt hotel or resort if you spend $15,000 during your cardmember anniversary year.

Earn 2 additional qualifying night credits every time you spend $5,000 on your card.

Compared to Other Cards

Hilton Honors American Express Surpass® Card

Welcome Bonus:

Earn 165,000 Hilton Honors Bonus Points

after you spend $3,000 in purchases on the Hilton Honors American Express Surpass® Card in your first 6 months of Card Membership. Offer ends 1/8/2025.

Annual Fee:

$150

Terms Apply. | Rates & Fees.

Marriott Bonvoy Brilliant® American Express® Card

Welcome Bonus:

Earn 95,000 Marriott Bonvoy bonus points

after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership.

Annual Fee:

$650

Terms Apply. | Rates & Fees.

Editorial Note

Content is not provided or commissioned by credit card issuers. Opinions expressed here are author's alone, not those of the credit card issuers, and have not been reviewed, approved or otherwise endorsed by the credit card issuers.