Capital One Venture X Rewards Credit Card
Earn 75,000 bonus miles
when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
Learn How to ApplyQuick Summary
There’s a lot to love about the Capital One Venture X Rewards Credit Card. Sure, it might be a glorified Capital One Venture Card, but it has some compelling credits to help justify it over its little brother.
Learn How to ApplyHow to Earn Rewards
10x
On hotels and rental cars booked through Capital One Travel
5x
On flights and vacation rentals booked through Capital One Travel
2x
On all other purchases
Annual Fee
$395
Benefits
Unlimited access to the Capital One Lounge and at 1,300+ Priority Pass lounges worldwide
$300 back annually for bookings through Capital One Travel
Receive up to a $120 credit for Global Entry or TSA PreCheck®
Compared to Other Cards
Capital One Venture X Rewards Credit Card
Welcome Bonus:
Earn 75,000 bonus miles
when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
Annual Fee:
$395 Learn More
Chase Sapphire Preferred® Card
Welcome Bonus:
Earn 60,000 bonus points
after you spend $4,000 on purchases in the first 3 months from account opening.
Annual Fee:
$95 Learn More
Citi Premier® Card
Welcome Bonus:
60,000 bonus ThankYou® Points
after you spend $4,000 in purchases within the first 3 months of account opening. Plus, for a limited time, earn a total of 10 ThankYou® Points per $1 spent on hotel, car rentals, and attractions (excluding air travel) booked on the Citi Travel℠, portal through June 30, 2024.
Our Take
This recently introduced premium card from Capital One packs a big punch – a great welcome bonus, generous ongoing earning rates regardless of spending category, lounge access, and lots of premium travel benefits and credits that more than offset the annual fee.
Overall, this is a decent travel rewards card. The fact that most of its bonus categories require you to spend through Capital One travel makes it little less than a glorified Capital One Venture Rewards Credit Card with a few more benefits.
That being said, for the first year you can easily get more value than what you’re spending for the annual fee in credits. And if you can utilize the travel credit every year, you’re getting a few additional benefits over the Venture card for the same effective annual fee.
If you’re looking for a new travel rewards card, there’s a decently compelling argument for the Capital One Venture X Rewards Credit Card so long as you’re over 5/24.