The Platinum Card® from American Express

Earn 80,000 Membership Rewards® points

after you spend $6,000 on purchases on your new Card in your first 6 months of Card Membership.

Learn How to Apply

Rates & Fees
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Quick Summary

The Platinum Card by American Express has been a staple in the points/miles world for a very long time. Recently updated to an annual fee of $695, It comes with up $200 airline fee credits, up to $200 annual hotel credits, up to $189 CLEAR® Credit, up to $300 Equinox Credit, monthly digital entertainment credits, lounge access, and a handful of other premium perks.

Learn How to Apply

How to Earn Rewards


Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel on up to $500,000 on these purchases per calendar year. 1x thereafter.


5X Membership Rewards® Points on prepaid hotels booked on


Earn 1x Membership Rewards® Points on all other purchases.

Annual Fee


Terms Apply. | Rates & Fees.

Our Take

Like the Chase Sapphire Reserve, the Platinum Card from American Express is another example of a high-annual fee card that comes with a ton of great benefits.

Many people can’t get past the hefty fee, but the benefits more than make up for it.

The 80,000 bonus points can be transferred to 17 airline and 3 hotel partners or redeemed to book travel directly with American Express for a minimum of $800 of travel. You’ll get the most value by transferring to airline partners.

Throw in the up to $200 annual Uber credits (up to $15 per month and up to $35 in December). Simply add your Platinum Card to your Uber account and its automatic. Note that this also currently works for orders with Uber eats.

But wait there’s more – you’ll get up to $200 in airline fee credits, up to $200 in hotel credits, up to $240 in digital entertainment credits (enrollment required), up to $300 in Equinox credits (enrollment required), and the up to $189 CLEAR® Credit, and the $695 annual fee quickly is wiped out by the incredible amount of value that you get from the card.

Like the Business Platinum from American Express, you will also receive Gold status with Marriott and Hilton, Priority Pass Select and Centurion Lounge access, and you’ll earn 5x points per dollar on hotel and airfare bookings via Amex Travel. Terms apply and enrollment required for select benefits.

One key difference is that you can also earn 5x points per dollar on airfare when booking directly with an airline.


Up to $100 Credit

Up to $100 TSA PreCheck/Global Entry Credit

Airline Fee Credit

Up to $200 in statement credits per calendar year after you select a qualifying airline and incidental fees are charged by the airline to your Platinum Card®.

Hotel Credit

Get up to $200 back in statement credits annually on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings, which requires a minimum two-night stay, with American Express Travel when you pay with your Platinum Card®. Enrollment required.

Uber Credit

Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status available to Basic Card Member only. Enrollment required. Terms Apply.

Equinox Credit

$300 Equinox Credit: Get up to $300 back annually on the Equinox+ digital fitness app, or eligible Equinox club memberships when you pay with your Platinum Card®. Enrollment required.

CLEAR® Credit

Use your Card and get up to $189 back per year on your CLEAR® membership.

Digital Entertainment Credit

Get up to $20 in monthly statement credits when you pay for eligible purchases with the Platinum Card® at one or more of the following providers: Peacock, Audible, SiriusXM, Disney+, The Disney Bundle, ESPN+, Hulu, and The New York Times. Enrollment required.

Lounge Access

Priority Pass + Centurion Lounge access. Enrollment required

Metal Card

Card is made of metal

Terms Apply

Terms apply

Compared to Other Cards

American Express® Gold Card

American Express® Gold Card

Welcome Bonus:

Earn 60,000 Membership Rewards® points

after you spend $4,000 on eligible purchases with your new Card within the first 6 months. Terms Apply.

Annual Fee:


Terms Apply. | Rates & Fees.

Learn More
The Business Platinum® Card from American Express

The Business Platinum Card® from American Express

Welcome Bonus:

Earn 120,000 Membership Rewards® points

after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership.

Annual Fee:


Terms Apply. | Rates & Fees.

Learn More