The Business Platinum Card® from American Express
Limited Time Travel Offer: Earn 150,000 Membership Rewards® points
after you spend $20,000 on eligible purchases with your Card within the first 3 months of Card Membership. Plus, earn a $500 statement credit after you spend $2,500 on qualifying flights booked directly with airlines or through American Express Travel with your Business Platinum Card® within the first 3 months of Card Membership. You can earn one or both of these offers. Offer ends 6/30/25.
Learn How to ApplyRates & Fees
Quick Summary
The Business Platinum Card by American Express has a high annual fee but all the bells and whistles needed to justify it. Amazing limited time offer, lounge access, $200 annual airline incidental credit, and more. Once again, you do not need to own a “traditional business” to qualify for one.
Learn How to ApplyHow to Earn Rewards
5x
Earn 5X Membership Rewards® points for flights, prepaid hotels, and short-term rentals and prepaid flight + hotel packages booked at AmexTravel.com.
1.5x
Earn 1.5X points (that's an extra half point per dollar) on each eligible purchase at US construction material, hardware suppliers, electronic goods retailers, and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more everywhere else, on up to $2 million of these purchases per calendar year.
1x
1X points on other eligible purchases
Annual Fee
$695
Terms Apply. | Rates & Fees.
Benefits
35% Points Back
Use Membership Rewards® Pay with Points for all or part of an eligible fare and get 35% of those points back, up to 500,000 points back per calendar year.
$200 Airline Fee Credit
Get up to $200 in statement credits per calendar year for incidental fees charged by your one selected, qualifying airline to your Card.
Up to $120 Credit
$120 TSA PreCheck/Global Entry Credit. Enrollment Required. Receive either a $120 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck® (through a TSA official enrollment provider) application fee, when charged to your Platinum Card®. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
Statement Credits
Unlock over $1,000 in annual statement credits on a curation of business purchases, including select purchases made with Dell Technologies, Indeed, Adobe, and U.S. wireless service providers.
CLEAR® Credit
Use your card and get up to $199 in statement credits per calendar year on your CLEAR® Plus Membership (subject to auto-renewal) when you use your Business Platinum Card®.
Save on Premium Airfare
Get 35% of your points back when you book a first or business class flight, or any flight with your selected airline, up to 500k points back each year. Enrollment required.
Lounge Access
Access to American Express Global Lounge Collection of over 1,400 airport lounges worldwide, including Centurion Lounges, Delta Sky Clubs (10 visits annually; unlimited with $75,000 card spend), and Priority Pass Select lounges (enrollment required). The collection also includes Escape Lounges, Lufthansa Lounges when flying with Lufthansa Group, Plaza Premium, and other partner lounges, though specific access rules and guest fees may apply to individual locations.
Statement Credits
Hilton For Business members get up to $200 back per calendar year when you make an eligible purchase at Hilton properties across the globe. Benefit enrollment required.
Terms Apply
Terms apply
Compared to Other Cards
The Business Platinum Card® from American Express
Welcome Bonus:
Limited Time Travel Offer: Earn 150,000 Membership Rewards® points
after you spend $20,000 on eligible purchases with your Card within the first 3 months of Card Membership. Plus, earn a $500 statement credit after you spend $2,500 on qualifying flights booked directly with airlines or through American Express Travel with your Business Platinum Card® within the first 3 months of Card Membership. You can earn one or both of these offers. Offer ends 6/30/25.
Annual Fee:
$695Terms Apply. | Rates & Fees.
American Express® Business Gold Card
Welcome Bonus:
100,000 Bonus Points
after you spend $15,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership. Terms Apply.
Annual Fee:
$375Terms Apply. | Rates & Fees.
The Platinum Card® from American Express
Welcome Bonus:
Earn 80,000 Membership Rewards® points
after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership.
Annual Fee:
$695Terms Apply. | Rates & Fees.
Our Take
The Business Platinum Card® by American Express is one of the premier business cards on the entire market, and for good reason.
Like Chase Ultimate Rewards, American Express Membership Rewards are incredibly valuable because of their ability to be transferred to 17 airline partners and 3 hotel partners or use to book with Amex Travel.
The spend required to earn the bonus on this card is one of the highest on the market but the 5x on travel bookings with Amex is a great perk for business owners who need to book a significant amount of travel.
Amex Business Platinum cardholders also get complimentary access to the Amex Centurion Lounges, which are some of the best airport lounges in the US.
Cardholders also receive Gold status with Marriott and Hilton (enrollment required).