Capital One Spark Cash Select
Earn a one-time $500 cash bonus
once you spend $4,500 on purchases within the first 3 months from account opening
Learn How to ApplyQuick Summary
The Capital One Spark Cash Select offers a simple way for business owners to earn flat-rate rewards at a rate of 1.5% cash back. The card requires excellent credit in order to be approved, but charges no annual fee.
Learn How to ApplyHow to Earn Rewards
1.5%
Earn unlimited 1.5% cash back on all purchases
5%
Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel
Annual Fee
$0
Benefits
No Foreign Transaction Fees
Avoid foreign transaction fees on purchases made outside the United States
Compared to Other Cards
Capital One Spark Cash Select
Welcome Bonus:
Earn a one-time $500 cash bonus
once you spend $4,500 on purchases within the first 3 months from account opening
Annual Fee:
$0 Learn More
American Express Blue Business Cash™ Card
Welcome Bonus:
Earn a $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months.
after you make $3,000 in purchases on your Card in your first 3 months. Terms apply.
Annual Fee:
$0Terms Apply. | Rates & Fees.
Chase Ink Business Unlimited® Credit Card
Welcome Bonus:
Earn $750 Bonus Cash Back
after you spend $6,000 on purchases in the first 3 months from account opening
Our Take
The Capital One Spark Cash Select card is a decent option for business owners who’s spending doesn’t fall into specific bonus categories. This card earns a flat 1.5% cash back on all purchases to it makes for a simple way to earn cash back for your business. If you’re in the market for a no-fee business card, there are better options out there that can offer you a higher earning rate or a larger sign-up bonus like the American Express Blue Business Cash card or the Chase Ink BUsiness Unlimited, respectively.