Capital One Spark Cash Select

Earn a one-time $500 cash bonus

once you spend $4,500 on purchases within the first 3 months from account opening

Learn How to Apply
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Quick Summary

The Capital One Spark Cash Select offers a simple way for business owners to earn flat-rate rewards at a rate of 1.5% cash back. The card requires excellent credit in order to be approved, but charges no annual fee.

Learn How to Apply

How to Earn Rewards

1.5%

Earn unlimited 1.5% cash back on all purchases

5%

Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel

Annual Fee

$0

Our Take

The Capital One Spark Cash Select card is a decent option for business owners who’s spending doesn’t fall into specific bonus categories. This card earns a flat 1.5% cash back on all purchases to it makes for a simple way to earn cash back for your business. If you’re in the market for a no-fee business card, there are better options out there that can offer you a higher earning rate or a larger sign-up bonus like the American Express Blue Business Cash card or the Chase Ink BUsiness Unlimited, respectively.

Benefits

No Foreign Transaction Fees

Avoid foreign transaction fees on purchases made outside the United States

Compared to Other Cards

American Express Blue Business Cash™ Card

Welcome Bonus:

Earn a $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months.

after you make $3,000 in purchases on your Card in your first 3 months. Terms apply.

Annual Fee:

$0

Terms Apply. | Rates & Fees.

Learn More

Chase Ink Business Unlimited® Credit Card

Welcome Bonus:

Earn $900 Bonus Cash Back

after you spend $6,000 on purchases in the first 3 months from account opening

Annual Fee:

$0 Learn More