Capital One Spark Cash Plus
Earn $2,000 cash back
after you spend $30,000 in the first 3 months from account opening
Learn How to ApplyQuick Summary
Perhaps the best cash back card on the market for business owners thanks to a hefty bonus and great ongoing spend earnings.
Business owners can use this card to earn a flat 2% cash back on every purchase with no limits. If you’re looking for simple and great cash back, this is probably the card for you.
Learn How to ApplyHow to Earn Rewards
2%
Earn unlimited 2% cash back on every purchase, everywhere—with no limits or category restrictions
5%
Earn unlimited 5% cash back on hotels and rental cars booked through Capital One's travel booking site
Annual Fee
$150
Benefits
No Minimum Redemption
Redeem cash back at any time with no minimums
Get your $150 annual fee refunded every year you spend at least $150,000
Compared to Other Cards
Capital One Spark Cash Plus
Welcome Bonus:
Earn $2,000 cash back
after you spend $30,000 in the first 3 months from account opening
Annual Fee:
$150 Learn More
Chase Ink Business Unlimited® Credit Card
Welcome Bonus:
Earn $750 bonus cash back
after you spend $6,000 on purchases in the first 3 months from account opening
Annual Fee:
$0 Learn More
Capital One Spark Miles for Business
Welcome Bonus:
50,000 Bonus Miles
after you spend $4,500 in the first 3 months
Our Take
This revamped version of the previously known Capital One Spark Cash for Business card includes a great welcome bonus, in addition to uncapped 2% cashback on every purchase, regardless of the category.
This card is a no preset spending limit card, meaning that the card adapts to your ongoing business needs based on your spending behavior, payment history and credit profile. You don’t have a traditional credit limit as you do with a traditional card. However, note that because of this, your balance is due in full every month, and you’re unable to carry a balance, so if you need payment flexibility, this isn’t the product for you.