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Quick Summary

Capital One Platinum Credit Card is a good option for those with average credit looking to improve. It's no annual fee or foreign transaction fees make it an appealing offer, but the lack of rewards are a big con to consider.

Learn How to Apply

How to Earn Rewards

The Capital One Platinum Credit Card doesn't earn any rewards.

Annual Fee


Our Take

The Capital One Platinum Credit Card is only an option to consider if you are working on rebuilding your credit. You can get approved with average credit and have the ability to considered for a higher credit limit within six months of on-time payments. While the $0 annual fee and lack of foreign transaction fees is nice, this card won’t help you build your point balances as it doesn’t offer any kind of rewards.


No Foreign Transaction Fees

Avoid foreign transaction fees when using your card in another country

Compared to Other Cards

Capital One Quicksilver Cash Rewards Credit Card

Welcome Bonus:

Earn a one-time $200 cash bonus

after you spend $500 on purchases within the first 3 months from account opening

Annual Fee:

$0 Learn More

Editorial Note

Content is not provided or commissioned by credit card issuers. Opinions expressed here are author's alone, not those of the credit card issuers, and have not been reviewed, approved or otherwise endorsed by the credit card issuers.