IHG® Rewards Premier Credit Card

Earn 140,000 bonus points

after spending $3,000 on purchases within the first three months of account opening

Learn How to Apply
Advertiser Disclosure
Advertiser Disclosure

MileValue is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.

Editors Note: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

Quick Summary

One of the better co-brand hotel cards on the market, the IHG® Rewards Premier Credit Card gives you the flexibility to use points for many nights with the upside of booking a handful of premium nights.

Learn How to Apply

How to Earn Rewards


Earn up to 26 points total per $1 spent when you stay at an IHG hotel


Earn 5 points per $1 spent on purchases on travel, gas stations, and restaurants


Earn 3 points per $1 spent on all other purchases

Annual Fee


Our Take

The IHG card confuses a lot of people because you have probably never seen an “IHG Hotel” along the side of the road. IHG hotels include Intercontinental, Holiday Inn, Crowne Plaza, Candlewood Suites, and more. There are more than 5,000 of them to choose from worldwide.

Many IHG properties go for as little as 10,000 points per night, with their high end properties pricing out around 80,000 points per night.


Free Anniversary Night

Free Anniversary Night at one of IHG®’s eligible Hotels & Resorts worldwide, every year.

Platinum Elite Status

Automatic Platinum Elite Status as long as you remain an IHG® Rewards Premier Cardmember

TSA/Global Entry Credit

Global Entry or TSA Pre✓® Fee Credit of up to $100 every 4 years as reimbursement for the application fee charged to your card

4th Night Free

Enjoy a reward night when you redeem points for a consecutive four-night hotel stay.

Compared to Other Cards

The World of Hyatt Credit Card

The World of Hyatt Credit Card

Welcome Bonus:

30,000 Bonus Points

after you spend $3,000 on purchases in your first 3 months from account opening. Plus, up to 30,000 More Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent.

Annual Fee:

$95 Learn More

Hilton Honors American Express Surpass® Card

Welcome Bonus:

Earn 130,000 Hilton Honors Bonus Points and one Free Night Reward from Hilton Honors

after you spend $2,000 in purchases on the Hilton Honors American Express Surpass® Card in your first 3 months of Card Membership.

Annual Fee:


Terms Apply. | Rates & Fees.

Learn More