IHG One Rewards Premier Credit Card

Earn 140,000 Bonus Points

after spending $3,000 on purchases in the first 3 months from account opening.

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Quick Summary

One of the better co-brand hotel cards on the market, the IHG One Rewards Premier Credit Card gives you the flexibility to use points for many nights with the upside of booking a handful of premium nights.

How to Earn Rewards

26x

Earn up to 26 total points per $1 spent when you stay at an IHG hotel

5x

Earn 5 points per $1 spent on purchases on travel, gas stations, and restaurants

3x

Earn 3 points per $1 spent on all other purchases

Annual Fee

$99

Our Take

The IHG card confuses a lot of people because you have probably never seen an “IHG Hotel” along the side of the road. IHG hotels include Intercontinental, Holiday Inn, Crowne Plaza, Candlewood Suites, and more. There are more than 5,000 of them to choose from worldwide.

Many IHG properties go for as little as 10,000 points per night, with their high end properties pricing out around 80,000 points per night.

Benefits

Free Anniversary Night

Enjoy an Anniversary Free Night at IHG Hotels & Resorts

4th Night Free

Enjoy a fourth reward night free when you redeem points for a consecutive four-night IHG® hotel stay.

Platinum Elite Status

Automatic Platinum Elite status as long as you remain a Premier cardmember

TSA/Global Entry Credit

Global Entry, TSA PreCheck® or NEXUS Statement Credit of up to $100 ($120 starting 10/1/24) every 4 years as reimbursement for the application fee charged to your card

Compared to Other Cards

IHG One Rewards Premier Credit Card

Welcome Bonus:

Earn 140,000 Bonus Points

after spending $3,000 on purchases in the first 3 months from account opening.

Annual Fee:

$99
World of Hyatt Card

The World of Hyatt Credit Card

Welcome Bonus:

Earn 5 free nights at any Category 1 - 4 Hyatt hotel or resort

after spending $4,000 on purchases in the first 3 months from account opening.* These nights could be worth up to 90,000 points.

Annual Fee:

$95

Hilton Honors American Express Surpass® Card

Welcome Bonus:

Earn 165,000 Hilton Honors Bonus Points

after you spend $3,000 in purchases on the Hilton Honors American Express Surpass® Card in your first 6 months of Card Membership. Offer ends 1/8/2025.

Annual Fee:

$150

Terms Apply. | Rates & Fees.

Editorial Note

Content is not provided or commissioned by credit card issuers. Opinions expressed here are author's alone, not those of the credit card issuers, and have not been reviewed, approved or otherwise endorsed by the credit card issuers.