IHG One Rewards Premier Credit Card

Our Best Offer Ever! Earn 5 Free Nights

after spending $4,000 on purchases in the first 3 months from account opening.

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Quick Summary

One of the better co-brand hotel cards on the market, the IHG One Rewards Premier Credit Card gives you the flexibility to use points for many nights with the upside of booking a handful of premium nights.

How to Earn Rewards


Earn up to 26 total points per $1 spent when you stay at an IHG hotel


Earn 5 points per $1 spent on purchases on travel, gas stations, and restaurants


Earn 3 points per $1 spent on all other purchases

Annual Fee


Our Take

The IHG card confuses a lot of people because you have probably never seen an “IHG Hotel” along the side of the road. IHG hotels include Intercontinental, Holiday Inn, Crowne Plaza, Candlewood Suites, and more. There are more than 5,000 of them to choose from worldwide.

Many IHG properties go for as little as 10,000 points per night, with their high end properties pricing out around 80,000 points per night.


Free Anniversary Night

Enjoy an Anniversary Free Night at IHG Hotels & Resorts

4th Night Free

Enjoy a fourth reward night free when you redeem points for a consecutive four-night IHG® hotel stay.

Platinum Elite Status

Automatic Platinum Elite status as long as you remain a Premier cardmember

TSA/Global Entry Credit

Global Entry or TSA PreCheck Fee Credit of up to $100 every 4 years as reimbursement for the application fee charged to your card

Compared to Other Cards

World of Hyatt Card

The World of Hyatt Credit Card

Welcome Bonus:

Earn 30,000 Bonus Points

Earn 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening. Plus, up to 30,000 More Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent.

Annual Fee:


Hilton Honors American Express Surpass® Card

Welcome Bonus:

Earn 130,000 Hilton Honors Bonus Points plus a Free Night Reward

after you spend $3,000 in purchases on the Hilton Honors American Express Surpass® Card in your first 6 months of Card Membership. Offer Ends 7/31/2024.

Annual Fee:


Terms Apply. | Rates & Fees.

Editorial Note

Content is not provided or commissioned by credit card issuers. Opinions expressed here are author's alone, not those of the credit card issuers, and have not been reviewed, approved or otherwise endorsed by the credit card issuers.