IHG One Rewards Premier Credit Card

Limited Time Launch Offer! Earn 180,000 Bonus Points

after spending $3,000 on purchases in the first 3 months from account opening.

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Advertiser Disclosure

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Editors Note: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

Quick Summary

One of the better co-brand hotel cards on the market, the IHG One Rewards Premier Credit Card gives you the flexibility to use points for many nights with the upside of booking a handful of premium nights.

How to Earn Rewards

24x

Earn up to 24X total points on stays at IHG Hotels & Resorts

5x

Earn 5X points on flights booked directly, car rental agencies, at gas stations, grocery stores and restaurants.

3x

Earn 3X points per $1 spent on all other purchases

Annual Fee

$150

Our Take

The IHG card confuses a lot of people because you have probably never seen an “IHG Hotel” along the side of the road. IHG hotels include Intercontinental, Holiday Inn, Crowne Plaza, Candlewood Suites, and more. There are more than 5,000 of them to choose from worldwide.

Many IHG properties go for as little as 10,000 points per night, with their high end properties pricing out around 80,000 points per night.

Benefits

Free Anniversary Night

Get an Anniversary Free Night each year. Plus, redeem 3 nights

4th Night Free

Get 4th night free when you redeem points for a consecutive four-night IHG hotel stay.

Gold Elite Status

Automatic Gold Elite Status as long as you remain an IHG One Rewards Premier cardmember. Plus, get 15 Elite Night Credits each year

Compared to Other Cards

IHG One Rewards Premier Credit Card

Welcome Bonus:

Limited Time Launch Offer! Earn 180,000 Bonus Points

after spending $3,000 on purchases in the first 3 months from account opening.

Annual Fee:

$150
World of Hyatt Card

The World of Hyatt Credit Card

Welcome Bonus:

Earn up to 60,000 Bonus Points.

Earn 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening. Plus, up to 30,000 more Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent..

Annual Fee:

$95

Hilton Honors American Express Surpass® Card

Welcome Bonus:

Earn 130,000 Bonus Points

plus a Free Night Reward after you spend $3,000 in purchases on the Hilton Honors American Express Surpass® Card in the first 6 months of Card Membership. Offer ends 01/13/2027.

Annual Fee:

$150

Terms Apply. | Rates & Fees.

Editorial Note

Content is not provided or commissioned by credit card issuers. Opinions expressed here are author's alone, not those of the credit card issuers, and have not been reviewed, approved or otherwise endorsed by the credit card issuers.