The World of Hyatt Business Credit Card

60,000 Bonus Points

after you spend $5,000 on purchases in your first 3 months from account opening

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Quick Summary

The Hyatt business credit card makes it debut, and allows business owners to earn a great return on their business spend, as well as a slightly easier path to earning Hyatt elite status. A unique feature of this card is the adaptive earning rate - you'll earn 2 Hyatt points per dollar of spend for your top three of eight spending categories each calendar quarter through Dec. 31, 2024, and top two of eight spending categories after that

How to Earn Rewards


Up to 9 points total per $1 spent at Hyatt - 4 Bonus Points per $1 when you use your card at Hyatt hotels & 5 Base Points per $1 from Hyatt as a World of Hyatt member


Earn 2X points per $1 spent in your top three spend categories each quarter through 12/31/24, then your top two categories each quarter.

Eligible categories are:
- Dining
- Shipping
- Airline tickets when purchases directly with the airline
- Local transit & commuting
- Social media & search engine Advertising
- Car rental agencies
- Gas Stations
- Internet, cable & phone services


Fitness clubs and gym memberships


Earn 1x point per dollar on all other spend.

Annual Fee


Our Take

The World of Hyatt Business Credit Card is a good option for business owners frequently staying at Hyatt hotels. With the ability to earn extra bonus points and statement credits, it will appeal to those seeking more rewards for their loyal business to Hyatt.

Many people may find this card to be a bit underwhelming, and for good reason. Chase did a good job of making this a good card for businesses with employees who stay at Hyatt hotels routinely for work.

There aren’t a ton of additional benefits to the card, but those who stay at Hyatt hotels routinely can take advantage of the $50 statement credits and Discoverist status for a few more perks during their stay.

The ability to earn 2X Hyatt points on a number of categories also means that the card will appeal to many business owners.

Most business owners who aren’t loyal to Hyatt will likely be better served with one of the varieties of the Ink business cards. For the same amount of spend you can earn Chase Ultimate Rewards which give you the benefit of flexibility rather than having your points tied to Hyatt. Especially once you consider you’ll still need to be under 5/24 to be eligible for this card.


Gifting Status

Gift Discoverist status to 5 people.

Up to $100 Statement Credit

Spend $50 or more at any Hyatt property, and earn up to $50 in statement credits up to two times, each anniversary year.

10% Redemption Bonus

After you spend $50,000 in a calendar year on this card, you will get 10% of all award redemptions refunded, with aa maximum of up 20,000 points can be refunded per calendar year.

Elite Status

For every $10,000 in spend on this card, you'll earn 5 elite night credits towards earning Hyatt status.

Compared to Other Cards

World of Hyatt Card

The World of Hyatt Credit Card

Welcome Bonus:

Earn 30,000 Bonus Points

Earn 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening. Plus, up to 30,000 More Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent.

Annual Fee:

Marriott Bonvoy Business® American Express® Card

Marriott Bonvoy Business® American Express® Card

Welcome Bonus:

Earn 3 Free Night Awards, valued at up to 50K points each for eligible stays

after you use your new Card to make $6,000 in eligible purchases within the first 6 months of Card Membership. Certain hotels have resort fees. Terms apply.

Annual Fee:


Terms Apply. | Rates & Fees.

Editorial Note

Content is not provided or commissioned by credit card issuers. Opinions expressed here are author's alone, not those of the credit card issuers, and have not been reviewed, approved or otherwise endorsed by the credit card issuers.