The World of Hyatt Business Credit Card
60,000 Bonous Points
after you spend $5,000 on purchases in your first 3 months from account opening
Learn How to ApplyQuick Summary
The Hyatt business credit card makes it debut, and allows business owners to earn a great return on their business spend, as well as a slightly easier path to earning Hyatt elite status. A unique feature of this card is the adaptive earning rate - you'll earn 2 Hyatt points per dollar of spend for your top three of eight spending categories each calendar quarter through Dec. 31, 2024, and top two of eight spending categories after that
Learn How to ApplyHow to Earn Rewards
9x
9 points total per $1 spent at Hyatt - 4 Bonus Points per $1 when you use your card at Hyatt hotels & 5 Base Points per $1 from Hyatt as a World of Hyatt member
2x
Earn 2X points per $1 spent in your top three spend categories each quarter through 12/31/24, then your top two categories each quarter.
Eligible categories are:
- Dining
- Shipping
- Airline tickets when purchases directly with the airline
- Local transit & commuting
- Social media & search engine Advertising
- Car rental agencies
- Gas Stations
- Internet, cable & phone services
2x
Fitness clubs and gym memberships
1x
Earn 1x point per dollar on all other spend.
Annual Fee
$199
Benefits
Gifting Status
Gift Discoverist status to 5 people.
Up to $100 Statement Credit
Spend $50 or more at any Hyatt property, and earn up to $50 in statement credits up to two times, each anniversary year.
10% Redemption Bonus
After you spend $50,000 in a calendar year on this card, you will get 10% of all award redemptions refunded, with aa maximum of up 20,000 points can be refunded per calendar year.
Elite Status
For every $10,000 in spend on this card, you'll earn 5 elite night credits towards earning Hyatt status.
Compared to Other Cards
The World of Hyatt Business Credit Card
Welcome Bonus:
60,000 Bonous Points
after you spend $5,000 on purchases in your first 3 months from account opening
Annual Fee:
$199 Learn More
The World of Hyatt Credit Card
Welcome Bonus:
Earn 30,000 Bonus Points
Earn 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening. Plus, up to 30,000 More Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent.
Annual Fee:
$95 Learn More
Marriott Bonvoy Business® American Express® Card
Welcome Bonus:
Earn three Free Night Awards
after you make $6,000 in eligible purchases within the first 6 months of Card Membership. Redemption level up to 50,000 Marriott Bonvoy® points for each bonus Free Night Award, at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees.
Annual Fee:
$125Terms Apply. | Rates & Fees.
Our Take
The World of Hyatt Business Credit Card is a good option for business owners frequently staying at Hyatt hotels. With the ability to earn extra bonus points and statement credits, it will appeal to those seeking more rewards for their loyal business to Hyatt.
Many people may find this card to be a bit underwhelming, and for good reason. Chase did a good job of making this a good card for businesses with employees who stay at Hyatt hotels routinely for work.
There aren’t a ton of additional benefits to the card, but those who stay at Hyatt hotels routinely can take advantage of the $50 statement credits and Discoverist status for a few more perks during their stay.
The ability to earn 2X Hyatt points on a number of categories also means that the card will appeal to many business owners.
Most business owners who aren’t loyal to Hyatt will likely be better served with one of the varieties of the Ink business cards. For the same amount of spend you can earn Chase Ultimate Rewards which give you the benefit of flexibility rather than having your points tied to Hyatt. Especially once you consider you’ll still need to be under 5/24 to be eligible for this card.