Hilton Honors American Express Surpass® Card

Earn 165,000 Hilton Honors Bonus Points

after you spend $3,000 in purchases on the Hilton Honors American Express Surpass® Card in your first 6 months of Card Membership. Offer ends 1/8/2025.

Learn How to Apply

Rates & Fees
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Advertiser Disclosure

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Editors Note: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

Quick Summary

Overall this card is great when compared to other Hilton offers but in the middle of the pack in the world of hotel cards. Remember, these are Hilton points we are talking about so don’t get too excited by the large number. Most consider Hilton points to be worth about 0.5 cents per point.

Learn How to Apply

How to Earn Rewards

12x

Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton portfolio

6x

Earn 6X Points for each dollar of eligible purchases on your Card at U.S. restaurants, U.S. supermarkets, and U.S. gas stations

4X

Earn 4X Points for each dollar on U.S. Online Retail Purchases.

3x

Earn 3X Points for all other eligible purchases on your Card.

Annual Fee

$150

Terms Apply. | Rates & Fees.

Our Take

Overall this card is great when compared to other Hilton offers but in the middle of the pack in the world of hotel cards. Remember, these are Hilton points we are talking about so don’t get too excited by the large number. Most consider Hilton points to be worth about 0.5 cents per point.

This card is worth getting if you are well over 5/24 and value Hilton points and Hilton Gold Status. Otherwise consider other options.

Benefits

Free Night Award

Earn a Free Night Reward from Hilton Honors after you spend $15,000 on purchases on your Card in a calendar year.

Earn Diamond Status

Spend $40,000 on eligible purchases on your Card in a calendar year and you can earn Hilton Honors™ Diamond status through the end of the next calendar year.

Complimentary Gold Status

Complimentary Gold Status with Hilton

Get up to $200 back each year on eligible Hilton purchases

after you use your Hilton Honors American Express Surpass® Card. Get up to $50 in statement credits each quarter for purchases made directly with a property in the Hilton portfolio on your Hilton Honors American Express Surpass® Card. That's up to $200 in statement credits annually

National Car Rental® Emerald Club Executive® status

Enjoy complimentary National Car Rental® Emerald Club Executive® status. Enrollment in the complimentary Emerald Club® program is required. Terms apply.

Terms Apply

Terms apply

Compared to Other Cards

Hilton Honors American Express Card

Welcome Bonus:

Earn 100,000 Hilton Honors Bonus Points

after you spend $2,000 in purchases on the Card in the first 6 months of Card Membership. Offer ends 1/8/2025.

Annual Fee:

$0

Terms Apply. | Rates & Fees.

Learn More

The Hilton Honors American Express Business Card

Welcome Bonus:

Earn 175,000 Hilton Honors Bonus Points

after you spend $8,000 in purchases on the Hilton Honors Business Card within the first six months of Card Membership. Offer Ends 1/8/2025

Annual Fee:

$195

Terms Apply. | Rates & Fees.

Learn More

Editorial Note

Content is not provided or commissioned by credit card issuers. Opinions expressed here are author's alone, not those of the credit card issuers, and have not been reviewed, approved or otherwise endorsed by the credit card issuers.