Citi Rewards+® Card

20,000 Bonus Points

Plus, for a limited time, earn 5 ThankYou® Points per $1 spent on hotel, car rentals and attractions booked on the Citi Travel℠ portal through June 30, 2024.

Citi Rewards+℠ Card
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Quick Summary

A good no-fee option with Citi, the Rewards+ Card earns ThankYou points that can be used for a variety of different redemptions including travel, gift cards, and shopping

How to Earn Rewards

2x

Earn 2x points at Supermarkets & Gas Stations for the first $6,000 per year and then 1X thereafter.

1x

Earn 1x points on all other purchases.

Annual Fee

$0

Our Take

A good no-fee option with Citi, the Rewards+ Card earns ThankYou points that can be used for a variety of different redemptions including travel, gift cards, and shopping

Benefits

Points Round Up

Automatically rounds up to the nearest 10 points for every purchase

10% Points Back

10% Points Back on Redemption for the first 100,000 points you redeem per year.

Intro APR

0% Intro APR on balance transfers for 15 months from date of first transfer and on purchases from date of account opening. After that, the variable APR will be 18.74% - 28.74%, based on your creditworthiness. There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).

Compared to Other Cards

Chase Freedom Unlimited®

Chase Freedom Unlimited®

Welcome Bonus:

Earn an additional 1.5% cash back

on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!

Annual Fee:

$0 Learn More

Editorial Note

Content is not provided or commissioned by credit card issuers. Opinions expressed here are author's alone, not those of the credit card issuers, and have not been reviewed, approved or otherwise endorsed by the credit card issuers.