Citi Premier Card

80,000 bonus ThankYou® Points

after you spend $4,000 in purchases within the first 3 months of account opening.

Learn How to Apply
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Quick Summary

Citi Premier works much like the Chase Sapphire Preferred. You can either redeem your points to book travel through the Citi ThankYou Portal or transfer them to a handful of airline and hotel partners. The 80,000 point bonus on this card is worth at least $800 worth of travel or gift cards, but can be worth much much more when transferred to partners in most cases.

Learn How to Apply

How to Earn Rewards

3x

Earn 3x points at Restaurants

3x

Earn 3x points at Supermarkets

3x

Earn 3x points at Gas Stations

3x

Earn 3x points at Air Travel and Hotels

1x

Earn 1x points on all other purchases

Annual Fee

$95

Our Take

The Citi Premier is one of the better (and most misunderstood) travel cards on the market.

This card is basically Citi’s version of the Chase Sapphire Preferred. The ThankYou Points can either be used to book travel (airfare, hotels, etc.) via the Citi Travel Center at a value of 1.25 cents per point or transferred to any of Citi’s transfer partners, which include Cathay Pacific, Air France, Etihad, Hilton, and more. Many, but not all, of the transfer rates are 1:1.

The 80,000 point bonus on this card is worth at least $800 worth of travel or gift cards, but can be worth much much more when transferred to partners in most cases.

If you are over 5/24 and eligible to receive this card bonus, I think this card is a must get for any traveler.

You’ll want to be aware of Citi’s bonus and application rules before applying for this card.

Benefits

$100 Hotel Credit

Enjoy $100 off a single hotel stay of $500 or more, excluding taxes and fees, through thankyou.com, once per calendar year

Transfer Points

Points transfer to a handful of airline and hotel partners

Compared to Other Cards

Chase Sapphire Preferred

Chase Sapphire Preferred Card

Welcome Bonus:

Earn 60,000 bonus points

after you spend $4,000 on purchases in the first 3 months from account opening.

Annual Fee:

$95 Learn More

Capital One® Venture® Rewards Credit Card

Welcome Bonus:

Up to 100,000 Bonus Miles

Earn 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, plus earn an additional 50,000 miles after $20,000 spend in the first year

Annual Fee:

$95 Learn More