Citi Premier® Card

60,000 bonus ThankYou® Points

after you spend $4,000 in purchases within the first 3 months of account opening. Plus, for a limited time, earn a total of 10 ThankYou® Points per $1 spent on hotel, car rentals, and attractions (excluding air travel) booked on the Citi Travel℠, portal through June 30, 2024.

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Editors Note: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

Quick Summary

Citi Premier works much like the Chase Sapphire Preferred. You can either redeem your points to book travel through the Citi ThankYou Portal or transfer them to a handful of airline and hotel partners.

How to Earn Rewards


Earn 3x points at Restaurants


Earn 3x points at Supermarkets


Earn 3x points at Gas Stations


Earn 3x points at Air Travel and Other Hotels


Earn 1x points on all other purchases

Annual Fee


Our Take

The Citi Premier is one of the better (and most misunderstood) travel cards on the market.

This card is basically Citi’s version of the Chase Sapphire Preferred. The ThankYou Points can either be used to book travel (airfare, hotels, etc.) via the Citi Travel Center at a value of 1 cents per point or transferred to any of Citi’s transfer partners, which include Cathay Pacific, Air France, Etihad, Hilton, and more. Many, but not all, of the transfer rates are 1:1.

If you are over 5/24 and eligible to receive this card bonus, I think this card is a must get for any traveler.

You’ll want to be aware of Citi’s bonus and application rules before applying for this card.


$100 Hotel Credit

Enjoy $100 off a single hotel stay of $500 or more, excluding taxes and fees, through, once per calendar year

Transfer Points

Points transfer to a handful of airline and hotel partners

Compared to Other Cards

Chase Sapphire Preferred

Chase Sapphire Preferred® Card

Welcome Bonus:

Earn 60,000 bonus points

after you spend $4,000 on purchases in the first 3 months from account opening.

Annual Fee:

$95 Learn More

Capital One Venture Rewards Credit Card

Welcome Bonus:

Earn 75,000 miles

once you spend $4,000 on purchases within 3 months from account opening.

Annual Fee:

$95 Learn More

Editorial Note

Content is not provided or commissioned by credit card issuers. Opinions expressed here are author's alone, not those of the credit card issuers, and have not been reviewed, approved or otherwise endorsed by the credit card issuers.