Citi® Diamond Preferred® Card

0% Intro APR for 21 months

on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 16.74% - 26.74%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.

Learn How to Apply
Citi® Diamond Preferred® Card
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Quick Summary

A decent balance transfer card with a long 0% period but up to a 5% balance transfer fee.

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How to Earn Rewards

No options for earning rewards on this card.

Annual Fee

$0

Our Take

A decent balance transfer card with a long 0% period but up to a 5% balance transfer fee. Get 0% Intro APR for 12 months on purchases from the date of account opening as well as 0% Intro APR for 21 months on balance transfers from date of first transfer.

  • 0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 16.74% – 26.74%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.

Benefits

0% interest on purchases for the first 12 months

0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 16.74% - 26.74%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.

0% interest on balance transfers for the first 21 months, but up to a 5% balance transfer fee.

0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 16.74% - 26.74%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.

Compared to Other Cards

Chase Freedom Flex

Welcome Bonus:

$200 Bonus Cash Back

after you spend $500 on purchases in your first 3 months from account opening.

Annual Fee:

$0 Learn More
Chase Freedom Unlimited®

Chase Freedom Unlimited

Welcome Bonus:

Additional 1.5% cash back

on everything you buy, on up to $20,000 spent in the first year.

Annual Fee:

$0 Learn More