Citi® Diamond Preferred® Card
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Quick Summary

A decent balance transfer card with a long 0% period but up to a 5% balance transfer fee.

How to Earn Rewards

No options for earning rewards on this card.

Annual Fee

$0

Our Take

A decent balance transfer card with a long 0% period but up to a 5% balance transfer fee. Get 0% Intro APR for 12 months on purchases from the date of account opening as well as 0% Intro APR for 21 months on balance transfers from date of first transfer.

0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 18.24% – 28.99%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.

Benefits

0% on purchases and balance transfer

0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 18.24% - 28.99%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.

Compared to Other Cards

Chase Freedom Flex℠

Welcome Bonus:

$200 Bonus Cash Back

after you spend $500 on purchases in your first 3 months from account opening.

Annual Fee:

$0 Learn More
Chase Freedom Unlimited®

Chase Freedom Unlimited®

Welcome Bonus:

Earn an additional 1.5% cash back

on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!

Annual Fee:

$0 Learn More

Editorial Note

Content is not provided or commissioned by credit card issuers. Opinions expressed here are author's alone, not those of the credit card issuers, and have not been reviewed, approved or otherwise endorsed by the credit card issuers.