Chase Sapphire Preferred® Card

Earn 75,000 bonus points

after you spend $5,000 on purchases in the first 3 months from account opening.

Chase Sapphire Preferred
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Quick Summary

Chase Sapphire Preferred is our top choice because of its amazing signup bonus, reasonable annual fee, and the amazing value of the points it earns. If you're looking for your first travel credit card look no further than Chase Sapphire Preferred.

Enjoy new benefits such as a $50 annual Chase Travel℠ Hotel Credit, 5X points on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries and 2X points on all other travel purchases, plus more.

How to Earn Rewards

5x

Earn 5x on travel purchased through Chase TravelSM.

3x

Earn 3x on dining, select streaming services and online groceries.

2x

Earn 2x on all other travel purchases.

1x

Earn 1x on all other purchases.

Annual Fee

$95

Our Take

The Chase Sapphire Preferred Card has long been the most recommended card for dipping your toes into the points and miles game if you’re a beginner because of its incredible signup bonus, reasonable annual fee, and the amazing value of the points it earns.

Chase Ultimate Rewards points are widely considered to be among the best points in the industry thanks to their ability to be transferred to multiple airline and hotel partners. This gives you a ton of options for redeeming your points no matter where you want to travel.

Benefits

Primary rental car insurance when you pay with the card

No foreign transaction fees

Earn up to $50 in statement credits each account anniversary year for hotel stays through Chase Travel℠

Compared to Other Cards

Chase Sapphire Preferred

Chase Sapphire Preferred® Card

Welcome Bonus:

Earn 75,000 bonus points

after you spend $5,000 on purchases in the first 3 months from account opening.

Annual Fee:

$95

American Express® Gold Card

Welcome Bonus:

Earn 60,000 Membership Rewards® Points

after you spend $6,000 on eligible purchases on your new Card in your first 6 months of Card Membership.

Annual Fee:

$325

Terms Apply. | Rates & Fees.

Editorial Note

Content is not provided or commissioned by credit card issuers. Opinions expressed here are author's alone, not those of the credit card issuers, and have not been reviewed, approved or otherwise endorsed by the credit card issuers.