Chase Sapphire Preferred Card

Our best offer ever! Earn 100,000 bonus points

after you spend $4,000 on purchases in the first 3 months from account opening.

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Chase Sapphire Preferred
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Quick Summary

Chase Sapphire Preferred is our top choice because of its amazing signup bonus, reasonable annual fee, and the amazing value of the points it earns. If you're looking for your first travel credit card look no further than Chase Sapphire Preferred.

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How to Earn Rewards


2X points on travel and dining at restaurants worldwide, including eligible delivery services.


1 point per dollar spent on all other purchases.

Annual Fee


Our Take

The Chase Sapphire Preferred Card has long been the most recommended card for dipping your toes into the points and miles game if you’re a beginner because of its incredible signup bonus (worth $1,250+ of travel), reasonable annual fee, and the amazing value of the points it earns.

Chase Ultimate Rewards points are widely considered to be among the best points in the industry thanks to their ability to be transferred to multiple airline and hotel partners. This gives you a ton of options for redeeming your points no matter where you want to travel.


Primary rental car insurance when you pay with the card

No foreign transaction fees

25% more value when you redeem points for travel booked through Chase Ultimate Rewards

Compared to Other Cards

American Express® Gold Card

American Express® Gold Card

Welcome Bonus:

Earn 60,000 Membership Rewards® points

after you spend $4,000 on eligible purchases with your new Card within the first 6 months. Terms Apply.

Annual Fee:


Terms Apply. | Rates & Fees.

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Citi Premier Card

Welcome Bonus:

80,000 bonus ThankYou® Points

after you spend $4,000 in purchases within the first 3 months of account opening.

Annual Fee:

$95 Learn More