Chase Sapphire Preferred® Card

Earn 60,000 bonus points

after you spend $4,000 on purchases in the first 3 months from account opening.

Learn How to Apply
Chase Sapphire Preferred
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Quick Summary

Chase Sapphire Preferred is our top choice because of its amazing signup bonus, reasonable annual fee, and the amazing value of the points it earns. If you're looking for your first travel credit card look no further than Chase Sapphire Preferred.

Enjoy new benefits such as a $50 annual Chase Travel℠ Hotel Credit, 5X points on travel purchased through Chase Travel℠, 3X points on dining and 2X points on all other travel purchases, plus more.

Learn How to Apply

How to Earn Rewards


5X points on travel booked through the Chase Travel℠


3X Ultimate Rewards points on restaurants, select streaming services, and online groceries (excluding Target, Walmart, and wholesale clubs). Note this also excludes in-store grocery purchases.


2X Ultimate Rewards points on all other travel purchases outside of the Chase Travel℠ and 1X Ultimate Rewards points on all other spending


1 point per dollar spent on all other purchases.


10% Ultimate Rewards point bonus annually based on your card spending, earned after you renew and pay your annual fee

Annual Fee


Our Take

The Chase Sapphire Preferred Card has long been the most recommended card for dipping your toes into the points and miles game if you’re a beginner because of its incredible signup bonus, reasonable annual fee, and the amazing value of the points it earns.

Chase Ultimate Rewards points are widely considered to be among the best points in the industry thanks to their ability to be transferred to multiple airline and hotel partners. This gives you a ton of options for redeeming your points no matter where you want to travel.


Primary rental car insurance when you pay with the card

No foreign transaction fees

25% more value when you redeem points for travel booked through Chase Travel℠

Compared to Other Cards

American Express® Gold Card

Welcome Bonus:

Earn 60,000 Membership Rewards® points

after you spend $6,000 on eligible purchases with your new Card within the first 6 months. Terms Apply.

Annual Fee:


Terms Apply. | Rates & Fees.

Learn More

Citi Premier® Card

Welcome Bonus:

60,000 bonus ThankYou® Points

after you spend $4,000 in purchases within the first 3 months of account opening. Plus, for a limited time, earn a total of 10 ThankYou® Points per $1 spent on hotel, car rentals, and attractions (excluding air travel) booked on the Citi Travel℠, portal through June 30, 2024.

Annual Fee:

$95 Learn More

Editorial Note

Content is not provided or commissioned by credit card issuers. Opinions expressed here are author's alone, not those of the credit card issuers, and have not been reviewed, approved or otherwise endorsed by the credit card issuers.