Chase Ink Business Cash® Credit Card

Earn $350 when you spend $3,000

on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening

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Quick Summary

Ink Business Cash comes with a signup bonus that is marketed as “cash back”. Note that if you have another Chase Ultimate Rewards card you can combine these points to be used for travel.

How to Earn Rewards

5%

Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year.

2%

Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year.

1%

Earn 1% cash back on all other purchases, with no limit on how much you can earn

Annual Fee

$0

Our Take

Ink Business Cash comes with a signup bonus that is marketed as “cash”. Note that if you have another Chase Ultimate Rewards card you can combine these points to be used for travel.

If you pair the Ink Business Cash with another Chase Ultimate Rewards earning card (Chase Sapphire Preferred® Card, Chase Sapphire Reserve® and Ink Business Preferred® Credit Card) and combine points earned with the Ink Cash with points earned with one of the premium cards, you can use your “cash” welcome bonus for higher value travel redemptions.

This effectively gives you a way to earn 5x Chase Ultimate Rewards points on purchases made at office supply stores, internet, and cable and phone services.

Benefits

Free Employee Cards

Free employee cards

Compared to Other Cards

Chase Ink Business Cash® Credit Card

Welcome Bonus:

Earn $350 when you spend $3,000

on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening

Annual Fee:

$0

Chase Ink Business Preferred® Credit Card

Welcome Bonus:

Earn 90,000 Chase Ultimate Rewards Points

after you spend $8,000 on purchases in the first 3 months from account opening.

Annual Fee:

$95

Chase Ink Business Unlimited® Credit Card

Welcome Bonus:

Earn $750 bonus cash back

after you spend $6,000 on purchases in the first 3 months from account opening

Annual Fee:

$0

Editorial Note

Content is not provided or commissioned by credit card issuers. Opinions expressed here are author's alone, not those of the credit card issuers, and have not been reviewed, approved or otherwise endorsed by the credit card issuers.