Chase Freedom Unlimited®
Earn an additional 1.5% cash back
on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!
Quick Summary
The Freedom Unlimited is a fantastic cash back card with excellent spending categories and no annual fee. Ideally you pair this with a Chase Sapphire card so your points can be used for higher value travel redemptions.
How to Earn Rewards
Enjoy 6.5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year).
After your first year or $20,000 spent, enjoy 5% cash back on travel purchased through Chase Travel℠, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.
Annual Fee
$0
Compared to Other Cards
Chase Freedom Unlimited®
Welcome Bonus:
Earn an additional 1.5% cash back
on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!
Annual Fee:
$0
Chase Freedom Flex®
Welcome Bonus:
$200 Bonus Cash Back
after you spend $500 on purchases in your first 3 months from account opening.
Annual Fee:
$0
Citi® Double Cash Card
Welcome Bonus:
No current offer
Our Take
Chase Freedom Unlimited earns 5% back on travel booked through Chase Travel℠, 3% back on dining at restaurants, including takeout and eligible delivery service, and 3% back on drugstores, making it an excellent choice for your wallet, especially since it has $0 annual fee.
Keep in mind that if you also have a Chase Sapphire Preferred® Card, Chase Sapphire Reserve® or Ink Business Preferred® Credit Card, you can combine all of your Ultimate Rewards to be used for travel redemptions, including transfers to travel partners.