Chase Freedom Unlimited®
Earn an additional 1.5% cash back
on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!
Quick Summary
The Freedom Unlimited is a fantastic cash back card with excellent spending categories and no annual fee. Ideally you pair this with a Chase Sapphire card so your points can be used for higher value travel redemptions.
How to Earn Rewards
5%
Earn 5% on travel purchased through Chase Ultimate Rewards.
3%
Earn 3% on dining at restaurants, including takeout and eligible delivery services.
3%
Earn 3% on drugstore purchases.
1.5%
Earn 1.5% on all other purchases
Annual Fee
$0
Compared to Other Cards
Chase Freedom Unlimited®
Welcome Bonus:
Earn an additional 1.5% cash back
on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!
Annual Fee:
$0 Learn More
Chase Freedom Flex℠
Welcome Bonus:
$200 Bonus Cash Back
after you spend $500 on purchases in your first 3 months from account opening.
Our Take
Chase Freedom Unlimited earns 5% back on travel booked through the Chase Ultimate Rewards portal, 3% back on dining, and 3% back on drugstores, making it an excellent choice for your wallet, especially since it has $0 annual fee.
Keep in mind that if you also have a Chase Sapphire Preferred, Chase Sapphire Reserve, or Chase Ink Business Preferred you can combine all of your Chase points to be used for travel redemptions, including transfers to travel partners.