Capital One Spark Cash

$750 cash back

once you spend $7,500 in the first 3 months from account opening

Learn How to Apply
Capital One Spark Cash
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Quick Summary

This business credit card offers a flat-rate approach to earning cash back, with 2% cash back on every purchase. It also offers 5% cash back for hotel and rental car bookings through the Capital One Travel portal.

Learn How to Apply

How to Earn Rewards

2%

cash back on all purchases

5%

cash back on hotels and rental cars booked through Capital One Travel

Annual Fee

$95

$0 for your first year, then $95.

Our Take

The Capital One Spark Cash card is a solid choice for business owners (who are above 5/24) seeking a flat-rate cash back option, offering 2% cash back on every purchase. Additionally, if you book hotels or rental cars through Capital One Travel, you can earn 5% cash back on those transactions.

This card also provides free employee cards, which earn unlimited 2% cash back on all purchases. With no foreign transaction fees, it’s a good option for businesses that travel internationally.

Benefits

Redeem cash back at any time with no minimums

Free employee cards, which also earn unlimited 2% cash back on all purchases

Compared to Other Cards

Capital One Spark Cash

Capital One Spark Cash

Welcome Bonus:

$750 cash back

once you spend $7,500 in the first 3 months from account opening

Annual Fee:

$95 $0 for your first year, then $95. Learn More

Capital One Spark Cash Plus

Welcome Bonus:

Earn $2,000 cash back

after you spend $30,000 in the first 3 months from account opening

Annual Fee:

$150 Learn More

Capital One Spark Cash Select

Welcome Bonus:

Earn a one-time $500 cash bonus

once you spend $4,500 on purchases within the first 3 months from account opening

Annual Fee:

$0 Learn More

Editorial Note

Content is not provided or commissioned by credit card issuers. Opinions expressed here are author's alone, not those of the credit card issuers, and have not been reviewed, approved or otherwise endorsed by the credit card issuers.