American Express® Business Gold Card

70,000 Bonus Points

after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership. Terms Apply.

Learn How to Apply

Rates & Fees
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Editors Note: Opinions expressed here are author’s alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.

Quick Summary

The real benefit of the American Express® Business Gold Card is the ability to earn 4x points on the spend categories where your business spends the most each month. Overall this is an excellent long term card for business owners.

Learn How to Apply

How to Earn Rewards

4x

Earn 4X points in the 2 select categories where you spend the most each month on up to the first $150,000 in combined purchases from these 2 categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap.

3x

Earn 3X Membership Rewards® points on flights and prepaid hotels booked on amextravel.com using your Business Gold Card.

1x

Earn 1x Membership Rewards® Points on all other purchases.

Annual Fee

$375

Terms Apply. | Rates & Fees.

Our Take

The real benefit of the American Express® Business Gold Card is the the fact that you earn 4x points on the two categories with the highest spending each month, automatically. These categories include transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways, U.S, purchases for advertising, gas stations, and computer hardware and software, making this one of the best go-to spending cards for business owners.

Be sure to look for a potentially higher bonus offer via CardMatch.

Benefits

Statement Credits

Earn up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores. This can be an annual savings of up to $240. Enrollment required.

Statement Credits

Get up to a $12.95** statement credit back each month after you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Business Gold Card. **Up to $12.95 plus applicable taxes on one membership fee.

Global Concierge

Access to the Global Assist Hotline for help with unexpected travel issues

Metal Card

Card is made of metal

Compared to Other Cards

The Business Platinum® Card from American Express

The Business Platinum Card® from American Express

Welcome Bonus:

Earn 150,000 Membership Rewards® points

after you spend $20,000 on eligible purchases with your Card within the first 3 months of Card Membership.

Annual Fee:

$695

Terms Apply. | Rates & Fees.

Learn More

Chase Ink Business Preferred® Credit Card

Welcome Bonus:

Earn 120,000 Chase Ultimate Rewards Points

after you spend $8,000 on purchases in the first 3 months from account opening.

Annual Fee:

$95 Learn More

Editorial Note

Content is not provided or commissioned by credit card issuers. Opinions expressed here are author's alone, not those of the credit card issuers, and have not been reviewed, approved or otherwise endorsed by the credit card issuers.