American Express® Business Gold Card
70,000 Bonus Points
after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership. Terms Apply.
Learn How to ApplyRates & Fees
Quick Summary
The real benefit of the American Express® Business Gold Card is the ability to earn 4x points on the spend categories where your business spends the most each month. Overall this is an excellent long term card for business owners.
Learn How to ApplyHow to Earn Rewards
4x
Earn 4X points in the 2 select categories where you spend the most each month on up to the first $150,000 in combined purchases from these 2 categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap.
3x
Earn 3X Membership Rewards® points on flights and prepaid hotels booked on amextravel.com using your Business Gold Card.
1x
Earn 1x Membership Rewards® Points on all other purchases.
Annual Fee
$295 ($375 if application is received on or after 2/1/24)
Terms Apply. | Rates & Fees.
Benefits
25% back
On or before January 31, 2024 get 25% of your points back when you book a Business or First class airline ticket, or a flight with your selected airline, up to 250k points back per calendar year. Enrollment required.
Statement Credits
Earn up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores. This can be an annual savings of up to $240. Enrollment required.
Statement Credits
Get $12.95 back in statement credits each month when you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Business Gold Card. $12.95 plus applicable taxes.
Global Concierge
Access to the Global Assist Hotline for help with unexpected travel issues
Metal Card
Card is made of metal
Compared to Other Cards
American Express® Business Gold Card
Welcome Bonus:
70,000 Bonus Points
after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership. Terms Apply.
Annual Fee:
$295 ($375 if application is received on or after 2/1/24)Terms Apply. | Rates & Fees.
The Business Platinum Card® from American Express
Welcome Bonus:
Earn 120,000 Membership Rewards® points
after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership.
Annual Fee:
$695Terms Apply. | Rates & Fees.
Chase Ink Business Preferred® Credit Card
Welcome Bonus:
Earn 100,000 Chase Ultimate Rewards Points
after you spend $8,000 on purchases in the first 3 months from account opening.
Our Take
The real benefit of the American Express® Business Gold Card is the the fact that you earn 4x points on the two categories with the highest spending each month, automatically. These categories include transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways, U.S, purchases for advertising, gas stations, and computer hardware and software, making this one of the best go-to spending cards for business owners.
Be sure to look for a potentially higher bonus offer via CardMatch.