American Express® Business Gold Card
100,000 Bonus Points
after you spend $15,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership. Terms Apply.
Learn How to ApplyRates & Fees
Quick Summary
The real benefit of the American Express® Business Gold Card is the ability to earn 4x points on the spend categories where your business spends the most each month. Overall this is an excellent long term card for business owners.
Learn How to ApplyHow to Earn Rewards
4x
Earn 4X Membership Rewards® points on the top two eligible categories where your business spends the most each month from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap.
3x
Earn 3X Membership Rewards® points on flights and prepaid hotels booked on amextravel.com using your Business Gold Card.
1x
Earn 1x Membership Rewards® Points on all other purchases.
Annual Fee
$375
Terms Apply. | Rates & Fees.
Benefits
Statement Credits
Earn up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores. This can be an annual savings of up to $240. Enrollment required*
Statement Credits
Get up to a $12.95** statement credit back each month after you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Business Gold Card. **Up to $12.95 plus applicable taxes on one membership fee.
Global Concierge
Access to the Global Assist Hotline for help with unexpected travel issues
Metal Card
The Business Gold Card now comes in three metal designs: Gold, Rose Gold and White Gold. Make your selection when you apply on Americanexpress.com.
Compared to Other Cards
American Express® Business Gold Card
Welcome Bonus:
100,000 Bonus Points
after you spend $15,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership. Terms Apply.
Annual Fee:
$375Terms Apply. | Rates & Fees.
The Business Platinum Card® from American Express
Welcome Bonus:
Limited Time Travel Offer: Earn 150,000 Membership Rewards® points
after you spend $20,000 on eligible purchases with your Card within the first 3 months of Card Membership. Plus, earn a $500 statement credit after you spend $2,500 on qualifying flights booked directly with airlines or through American Express Travel with your Business Platinum Card® within the first 3 months of Card Membership. You can earn one or both of these offers. Offer ends 6/30/25.
Annual Fee:
$695Terms Apply. | Rates & Fees.
Chase Ink Business Preferred® Credit Card
Welcome Bonus:
Earn 90,000 Chase Ultimate Rewards Points
after you spend $8,000 on purchases in the first 3 months from account opening.
Our Take
The real benefit of the American Express® Business Gold Card is the the fact that you earn 4x points on the two categories with the highest spending each month, automatically. These categories include transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways, U.S, purchases for advertising, gas stations, and computer hardware and software, making this one of the best go-to spending cards for business owners.
Be sure to look for a potentially higher bonus offer via CardMatch.