The Citi ThankYou® Premier Card now offers 40,000 bonus ThankYou Points after $3,000 in purchases within the first 3 months of account opening.

Not to be confused with the Citi Prestige® Card, which has the same sign up bonus but totally different benefits.

Quick Facts

  • Sign Up Bonus: 40,000 ThankYou Points after $3,000 in spending in the first three months
  • Category Bonuses: 3x on travel and gas, 2x on restaurants and entertainment
  • Value of ThankYou Points: Worth 1.25 cents toward the purchase of any cash ticket (or up to 1.6 cents if you also have a Citi Prestige) OR can be transferred to 11 airlines and Hilton for higher value
  • Global Acceptance: Chip technology and no foreign transaction fees
  • Annual Fee: $0 for the first 12 months, $95 per year afterwards

Sign Up Bonus

The Citi ThankYou® Premier Card now offers 40,000 bonus ThankYou Points after $3,000 in purchases within the first 3 months of account opening.

Thank You points have two primary uses.

  1. Use them like cash to purchase any flight on any airline with no blackouts.
  2. Transfer them to miles with 11 airlines or to Hilton points. Then they are whatever miles you chose, subject to those rules.

If you use these like cash toward any flight, you will get 1.25 cents each of value, making the sign up bonus worth $500 toward any flights with no blackouts. However if you have a Citi Prestige® Card in addition to your Premier, you can combine the ThankYou Points from both cards and redeem them at the higher value the Prestige offers. In that case, you could redeem these 40,000 bonus points for 1.33 cents toward any flight.

When you redeem ThankYou Points like cash toward any flight, the operating airline sees you as a cash-paying passenger, so you earn miles for your flights.

Instead of redeeming the points like cash, you can transfer your ThankYou Points to one of the 12 airline and hotel partners. The best partner is Singapore Airlines. In the last few months, I’ve transferred ThankYou Points to Singapore miles to fly United First Class to Hawaii, United economy to Madrid, and Avianca Business Class to Buenos Aires. Or you can use Singapore miles to book Singapore Suites.

For full details on redeeming ThankYou Points, see How ThankYou Points Work.

Category Bonuses

The Citi ThankYou® Premier Card offers 3x ThankYou Points on travel and gas and 2x ThankYou Points on dining and entertainment, with no limit on bonus ThankYou Points earned.

Travel includes everything you’d expect like flights, hotels, and car rentals and even more like parking, tolls, campgrounds, and yacht rentals.

Restaurants include sit down places, take out, fast food, and even bars and nightclubs. Entertainment includes movie theaters, sports tickets, museums, and a lot more.

For a full breakdown on exactly what counts and what doesn’t, check out Citi ThankYou Premier Categories Change Today: 3x Gas and Travel; 2x Dining and Entertainment.

No other card offers both 3x on travel and gas. That’s incredible for travelers. Throw in 2x on dining and entertainment, and this card has among the best categories in the world.

Fees

The Citi ThankYou® Premier Card has no foreign transaction fees. It also has chip technology for global acceptance, so it’s a great card for overseas travel.

The card has no annual fee for the first 12 months and only $95 thereafter, which is lower than the annual fee was when I got the card.

Bottom Line

I got the card when it took 15 months to get the full sign up bonus, there were no airline transfer partners for the points, the annual fee was higher, and gas was not a 3x category. That should tell you how good I think the current offer is!

The Citi ThankYou® Premier Card with 40,000 bonus ThankYou Points after $3,000 in purchases within the first 3 months of account opening.

Earn 60,000 Chase Ultimate Rewards Points after you spend $4,000 spend in 3 months

Just getting started in the world of points and miles? The Chase Sapphire Preferred is the best card for you to start with.

With a bonus of 60,000 points after $4,000 spend in the first 3 months and 2x points earned on dining and travel spend, this card truly cannot be beat for getting started!

Learn More

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