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The Chase Sapphire Reserve comes with 100,000 bonus points after spending $4,000 on the card in the first three months.

The card earns 3 points per dollar on travel and dining expenses and 1 point per dollar on everything else.

The Chase Sapphire Preferred comes with 50,000 bonus points after spending $4,000 on the card in the first three months, 5,000 bonus points for adding an authorized user, and 2 points per dollar on travel and dining.

The “dining” category on each card has just taken a hit. The following sub-categories are no longer considered dining:

  • bakeries
  • catering
  • dairy product stores

That means purchases in those sub-categories will now only earn one point per dollar on the Sapphire Preferred and Sapphire Reserve. That’s a mild bummer.

The sub-categories that still earn 3x on the Sapphire Reserve and still earn 2x on the Sapphire Preferred are:

  • Restaurants
  • Fast Food
  • Bars
  • Coffee Shops
  • Flights
  • Hotels
  • Car Rentals
  • Cruises
  • Uber/Lyft/Taxis
  • Parking
  • Tolls
  • Airbnb
  • Subways
  • Trains
  • Travel Agencies
  • Online Travel Agencies
  • Airline taxes and fees including change fees, upgrade fees, fuel surcharges, and cancellation fees

Hat Tip Dans Deals

Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. Plus earn up to $50 in statement credits towards grocery store purchases within your first year of account opening.

Just getting started in the world of points and miles? The Chase Sapphire Preferred is the best card for you to start with.

With a bonus of 80,000 points after $4,000 spend in the first 3 months and 2x points earned on dining and travel spend, this card truly cannot be beat for getting started!


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