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The Chase Sapphire Reserve® comes with 100,000 bonus points after spending $4,000 on the card in the first three months.
The card earns 3 points per dollar on travel and dining expenses and 1 point per dollar on everything else.
The Chase Sapphire Preferred comes with 50,000 bonus points after spending $4,000 on the card in the first three months, 5,000 bonus points for adding an authorized user, and 2 points per dollar on travel and dining.
The “dining” category on each card has just taken a hit. The following sub-categories are no longer considered dining:
- bakeries
- catering
- dairy product stores
That means purchases in those sub-categories will now only earn one point per dollar on the Sapphire Preferred and Sapphire Reserve. That’s a mild bummer.
The sub-categories that still earn 3x on the Sapphire Reserve and still earn 2x on the Sapphire Preferred are:
- Restaurants
- Fast Food
- Bars
- Coffee Shops
- Flights
- Hotels
- Car Rentals
- Cruises
- Uber/Lyft/Taxis
- Parking
- Tolls
- Airbnb
- Subways
- Trains
- Travel Agencies
- Online Travel Agencies
- Airline taxes and fees including change fees, upgrade fees, fuel surcharges, and cancellation fees
Just getting started in the world of points and miles? The Chase Sapphire Preferred is the best card for you to start with.
With a bonus of 60,000 points after $4,000 spend in the first 3 months, 5x points on travel booked through the Chase Travel Portal and 3x points on restaurants, streaming services, and online groceries (excluding Target, Walmart, and wholesale clubs), this card truly cannot be beat for getting started!
Editorial Disclaimer: The editorial content is not provided or commissioned by the credit card issuers. Opinions expressed here are the author’s alone, not those of the credit card issuers, and have not been reviewed, approved or otherwise endorsed by the credit card issuers.
The comments section below is not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved, or otherwise endorsed by the bank advertiser. It is not the bank advertiser’s responsibility to ensure all questions are answered.
@Scott, has Chase also removed bakeries from their Hyatt Visa (which earns 2x on “dining”)?
Thanks, Rick!
@Scott, sorry, I don’t know. I was asking you.
Scott,
Any ideas if Chase Sapphire Reserve gives $300 travel credit when using the UR Portal.
For example, I wanted book ticket to India but tickets are relatively expensive in December. Is it possible to split transaction between UR points and cash, charge $300 on Sapphire Reserve card and rest in points.
Would Chase credit me for $300 travel?