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Oh, what a time to be alive and to be in this hobby!

It seems like every week we hear about another mega offer from one of the major credit card issuers. Just recently, Chase came out with a huge 100,000 welcome bonus on one of its most popular cards, the Chase Sapphire Preferred Card.

And yesterday, most people likely were focused on the relaunch of the The Platinum Card® from American Express. But Chase also came out with a few new and improved offers on a number of their products. Chase clearly is ready to move to the front of the line and earn the pride of place in our wallets with some of these updates.  

Let’s take a look at all of the Chase updates.

Huge Grocery Bonuses Return to Freedom Cards

The worker bees of the credit card universe, the Chase Freedom Flex and the Chase Freedom Unlimited cards, are among our perennial favorites. These two no annual fee cards have great earning rates and the new welcome offers make them even more attractive. If you’ve been on the fence about getting one of these cards, now’s the time to act. 

The new welcome offers include 5% cash back on grocery store purchases, a category where most households spend a significant amount every month, up to $12,000 spent in the first year.

These cards are marketed as cash back cards, but the cash back is actually issued as Ultimate Rewards points. This means that you can earn up to 60,000 Ultimate Rewards points in your first cardmember year in addition to the welcome bonus! 

Because of their versatility, Ultimate Rewards are one of our favorite transferable “currencies”. Just keep in mind that in order to transfer Ultimate Rewards points to one of the travel partners you do need to have a premium card, i.e. a card with an annual fee, such as the Chase Sapphire Preferred.  

Chase Freedom Unlimited

This new and improved offer for the Chase Freedom Unlimited includes the following benefits:

  • $200 bonus after you spend $500 on purchases in the first three months from account opening
  • 5% cash back on grocery store purchases (not including Target or Walmart purchases) on up to $12,000 spent in the first year

The card earns:

  • Unlimited 1.5% cash back on all purchases
  • 5% on travel purchased through Chase travel portal
  • 3% on dining and drugstores

The card has no annual fee.

This is a great everyday card as it earns 1.5X on all purchases, so reach for it every time you need to buy something in the non-bonused category. 

Chase Freedom Flex

We love the Chase Freedom Flex because it earns 5X on purchases in the rotating quarterly categories. This quarter’s categories are grocery stores and select streaming services, two categories where quite a few of us have been spending a lot of money lately.

So what would make this card even more amazing? The new welcome offer which includes the following benefits: 

  • $200 bonus after you spend $500 on purchases in the first three months from account opening
  • 5% cash back on grocery store purchases (not including Target or Walmart) on up to $12,000 spent in the first year

The ongoing benefits include:

  • 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter
  • 5% on travel purchased through Chase travel portal
  • 3% on dining and drugstores
  • 1% on all other purchases

The card has no annual fee.

If you get the Chase Freedom Flex this quarter, you can stack the quarterly bonus category of 5X on groceries with the new card bonus for a mega stack for the first $1,500 in grocery store spending. 

There’s never been a better time to apply for the Chase Freedom Flex than now. 

British Airways Visa Signature Card

Chase has also updated offers on its co-branded airline credit cards. This particular card can often be overlooked because of BA Avios’ limited utility, or very high minimum spending requirements for it.

But if you plan to fly American Airlines domestically or to the Caribbean, definitely give this card a second look since you can use British Airway Avios to book flights on all Oneworld partners, including AA. 

The updated British Airways Visa Signature Card offer includes:

  • Earn 100,000 Avios after you spend $5,000 on purchases in the first three months from account opening
  • Earn 5 Avios per $1 spent on purchases with British Airways, Aer Lingus, Iberia, and LEVEL in the first 12 months from account opening and 3 Avios thereafter 
  • Earn 3 Avios per $1 spent on hotel accommodations when purchased directly with the hotel in the first 12 months from account opening and 2 Avios thereafter

The card earns 1X on all other purchases and comes with these benefits:

  • 10% off British Airways flights starting in the US when you book through the website provided in your welcome materials
  • Earn a Travel Together Ticket good for two years in every calendar year you make $30,000 in purchases
  • No foreign transaction fees 
  • Tap to pay with the contactless British Airways Visa Signature Card

Aer Lingus Visa Signature Card

Not to be outdone by BA, the Aer Lingus Visa Signature Card also comes with 100,000 Avios after you spend $5,000 on purchases in the first three months from account opening and the welcome offer also includes increased spending categories:

  • Earn 5 Avios per $1 spent on purchases with Aer Lingus, British Airways, Iberia, and LEVEL in the first 12 months from account opening and 3 Avios thereafter 
  • Earn 3 Avios per $1 spent on hotel accommodations when purchased directly with the hotel in the first 12 months from account opening and 2 Avios thereafter

The card earns 1X on all other purchases and has the following ongoing benefits. 

  • Earn a Commercial Companion Ticket good for 12 months every calendar year you make purchases of $30,000 or more
  • Priority boarding on Aer Lingus flights departing from and returning to the US from Ireland for the cardholder and the authorized users 
  • No foreign transaction fees 
  • Tap to pay with the contactless Aer Lingus Visa Signature Card

All Avios points earned with any Avios-earning card can be redeemed not just on Aer Lingus, but also on British Airways, Iberia and multiple other oneworld alliance airlines.

Iberia Visa Signature Card

Chase’s third Avios-earning credit card, the Iberia Visa Signature Card also comes with a great welcome bonus of 100,000 Avios after you spend $5,000 on purchases in the first three months from account opening.

The updated Iberia Visa Signature Card offer also includes these perks:

  • Earn 5 Avios per $1 spent on purchases with Iberia, British Airways, Aer Lingus, and LEVEL within your first 12 months from account opening and 3 Avios thereafter 
  • Earn 3 Avios per $1 spent on hotel accommodations when purchased directly with the hotel within your first 12 months from account opening and 2 Avios thereafter 

The card earns 1X on all other purchases and comes with these benefits:

  • Save 10% on Iberia flights purchased on iberia.com/Chase10
  • Earn a discount voucher of $1,000 to use toward two tickets on the same flight for each year you spend $30,000 in purchases on your card
  • No foreign transaction fees
  • Tap to pay with the contactless Iberia Visa Signature Card

Just like the Avios points earned with the BA and Aer Lingus cards, the Iberia Visa credit card earns Avios that can be combined across all Avios accounts. Additionally, Iberia has a decent award chart for flights to Europe, especially at the off-peak times. 

United Airlines Credit Cards 

Not to be left behind, three United Airlines credit cards are also getting an upgrade. 

United Gateway Card

The no annual fee United Gateway Card is also getting an upgrade and has a tired welcome bonus:

  • Earn 15,000 bonus miles after you spend $1,000 on purchases in the first three months 
  • Earn an additional 15,000 miles after you spend $3,000 total on purchases made in the first 6 months your account is open

The card earns 2X in the following categories: 

  • United Airlines purchases
  • Gas stations
  • Local transit and commuting

The card earns 1X on all other purchases. 

While the welcome bonus isn’t super lucrative, this is not a bad card for someone who doesn’t have a lot of monthly expenses. The 2X earning rate on gas, transit and commuting will certainly help pave the way to free flights. 

United Explorer Card

This mainstay of Chase’s credit card lineup is also getting a tired welcome bonus: 

  • Earn 60,000 bonus miles after you spend $3,000 on purchases in the first three months 
  • Earn an additional 10,000 bonus miles after you spend $6,000 in the first six months

The United Explorer Card earns 2X on dining, eligible delivery services, hotel stays and United purchases and comes with the following benefits: 

  • Up to $100 Global Entry or TSA PreCheck fee Credit
  • 25% back on United inflight purchases
  • Free first checked bag when you use your card to purchase your ticket
  • Priority boarding and two United Club one-time passes each year on your account anniversary

The card has no annual fee for the first year, then $95. 

This is a great card for anyone who flies United at least a couple of times of year. You’ll be able to recoup your annual fee easily if you check a bag. The priority boarding is also a nice perk, especially when the overhead storage space is tight. 

United Business Card

Here’s another interesting credit card revamp with a tiered bonus with a potential to earn up to 150,000 bonus miles: 

  • Earn 75,000 miles after you spend $5,000 on purchases in the first three months 
  • Earn an additional 75,000 miles after you spend $20,000 total in the first six months
  • Receive a 5,000-mile “better together” bonus each anniversary when you have both the United Business Card and a personal United credit card.

The United Business Card earns 2X on dining, eligible delivery services, United purchases, gas stations, office supply stores, and on local transit and commuting. The card comes with the following benefits: 

  • Employee cards at no additional cost 
  • Free first checked bag 
  • Tw United Club one-time passes per year
  • Priority boarding privileges
  • One year of DashPass that includes unlimited deliveries with a $0 delivery fee and reduced service fees on eligible orders over $12
  • $100 United travel credit after seven United flight purchases of $100 or more each anniversary year

The tired bonus has a high spending threshold but the “better together” bonus and the $100 United travel credit definitely make this a great card for frequent travelers. The priority boarding and the free checked bag are always a nice perk and can make any trip a lot more pleasant. 

Chase Ultimate Rewards to Marriott Bonvoy 50% Transfer Bonus

Chase has also launched a new limited time Marriott Bonvoy transfer bonus. 

You’ll get 1,500 Marriott Bonvoy points for every 1,000 Chase Ultimate Rewards points that you transfer between July 1 to Aug. 31, 2021. We don’t recommend speculatively transferring flexible points to partners and converting Ultimate Rewards points into Marriott Bonvoy points is not the optimal use of Chase’s flexible currency. However, this could be useful if you need a couple thousand points to top off your Marriott Bonvoy account for a particular award.

Final Thoughts

With so many great welcome offers now is a good time to consider applying for one of these cards. You do need to be under Chase’s 5/24 rule in order to get approved. But if you are under 5/24 or know someone who’d like to start earning points toward free travel, now’s the time to act.

Let us know in the comments which cards you are considering and how you’ll redeem all these newly-earned points.