We all love credit cards that earn transferable currencies such as the Chase Sapphire Preferred® Card or the American Express® Gold Card.

But what about the co-branded airline or hotel credit cards - do they come with valuable incentives to keep the card in your wallet? Do the benefits justify their annual fees?

Hotels’ co-branded credit cards often come with good perks, such as elite status, extra points earning opportunities and free night certificates. And sometimes you can spend your way to a free night.

Are all American Express cards the same? A card’s a card, right? Why do some cards have a credit limit and some don’t?

Most people don’t give too much thought to these questions, but it’s important to understand the difference because credit cards with and without a spending limit are two very different financial tools.

Let’s face it, nobody likes paying taxes. But we can choose to look at the bright side of things - if you use a credit card to pay your taxes, this is a great opportunity to earn some extra points and miles.

Banks don’t make it easy to select co-branded airline cards for frequent flyers. Not only do you have multiple airlines, but you also have multiple credit cards associated with the same airline, and it gets confusing, to say the least.

Southwest Airlines, in partnership with Chase, offers five co-branded cards to its flyers: three personal cards and two business cards. No wonder it’s hard to pick the best one, but we’re here to help.

Personal Southwest Rapid Rewards Credit Cards’ Perks and Benefits

Chase issues three consumer Southwest-branded credit cards.

There are two major parts of planning your credit card strategy. One part, and the primary focus that many people take, is focusing on sign up bonuses that fit your immediate needs. This is a very important part of credit card strategizing, but it’s not the only thing to consider.

In addition to sign up bonuses, it’s important to build a long term strategy with the cards you select. There are lot of things to consider when deciding to keep a credit card long term.

You might be wondering why do you need business credit cards? Or maybe you think you can’t qualify for one because you don’t own what most people would perceive as business? There are a lot of misconceptions about what qualifies as a business, who is eligible and how to apply for these cards.

However, business cards often come with some of the most attractive welcome offers and have the most generous earning structure. They can prove to be extremely rewarding for anyone who is willing to learn and understand the rules.

The Chase Sapphire Preferred® Card and the Capital One Venture Credit Card both have made a few waves in the ocean of rewards credit cards recently.

When it comes to earning points and miles, having a foundational understanding of credit is imperative. Unfortunately, many Americans don’t actively keep up with their credit.

Most people don’t even understand how credit works. There’s a reason why the number one question I get when explaining points and miles to people is “doesn’t that hurt your credit?” Even people who I would consider financially savvy tend to ask me this question, and it is simply because people don’t understand how credit works.

If you’re new to credit, let me start off with some calming words.

There are a few fundamental rules to the success of anyone involved in points and miles. If there’s one that is more important than any other, it is the Chase 5/24 rule.

The Chase 5/24 rule is so fundamental that you’ll almost always hear someone mention it when discussing sign up strategies. “What’s your 5/24 status?” is almost always the first question asked when someone asks for credit card recommendations.

If you haven’t heard of the 5/24 rule yet, you may be wondering what the big deal is.

If we were to start handing out awards here at MileValue, we can officially declare Chase the winner of some of the most exciting updates in the credit card marketplace for September 2020. Between updating the welcome bonus on the Chase Sapphire Preferred to 80,000 points, and improving the Chase Freedom Unlimited® and the introduction of the Chase Freedom Flex℠, Chase has been all over the news in the points and miles world as of late.

And guess what: they’re back in the news again.