Our Take

The Chase Sapphire Reserve is widely regarded as the best premium travel credit card on the market, mostly due to its generous signup bonus and the incredible perks that it offers. It’s a complex card full of perks and benefits, so  let’s walk through how they all work.

Having the Sapphire Reserve also makes your Chase points worth 1.5 cents each when redeemed via the Chase Ultimate Rewards portal to book travel.

Translation: your 60,000 point bonus is worth a minimum of $900 of travel.

Additionally, you get a $300 annual travel credit. This covers almost any sort of travel expense. Even cash fares and tickets. So unless you spend less than $300 on travel per year, this makes the annual fee much more manageable.

Finally, the Sapphire Reserves includes a complimentary membership to Priority Pass. Priority Pass gives you access to more than 900+ airport lounges worldwide.

You also get a $100 credit every four years to cover your application fees for TSA PreCheck or Global Entry, as well as some of the best trip interruption and rental car insurance coverage on the market.

The fee is certainly not cheap but in this case it is absolutely worth it.


Offer Details

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
  • 3X Points on Travel Worldwide, immediately after earning your $300 annual travel credit.*Same page link to Offer Details
  • 3X Points on Dining at Restaurants Worldwide, including eligible delivery services, takeout and dining out.
  • Plus, earn 1 point per dollar spent on all other purchases.
  • Automatically receive up to $300 in statement credits as reimbursement for travel purchases charged to your card each account anniversary year.
  • Get 50% more value when you redeem for travel through Chase Ultimate Rewards. For example, 50,000 points are worth $750 toward travel.

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