Now No Annual Fee on Chase Hyatt Card

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The Chase Hyatt Credit Card no longer has an annual fee the first year, a $75 savings.

The Hyatt card has my 11th favorite sign up bonus from Chase, but it’s a solid card to hold forever, and one that I have. The big draw is the sign up bonus of two free nights at almost any Hyatt worldwide after spending $1,000 in the first three months. In fact, I just booked my two free nights today.

What 10 Chase cards have better sign up bonuses? What are the other perks and drawbacks of the card? Where did I use my free nights?

The Chase Hyatt card is behind these Chase cards in my general pecking order of sign up bonuses:

  1. United personal (55k offer)
  2. Ink Bold
  3. Ink Plus
  4. United business (50k offer)
  5. Sapphire Preferred
  6. British Airways
  7. Southwest personal, $69 annual fee (50k offer)
  8. Southwest business, $69 annual fee (50k offer)
  9. Southwest personal, $99 annual fee (50k offer)
  10. Southwest business, $99 annual fee (50k offer)
  11. Hyatt

Its two free nights are best used at Category 6 properties that go for 22k Hyatt points per night. That means the sign up bonus maxes out at 44k Hyatt points worth of free rooms.

Since Ultimate Rewards transfer 1:1 to Hyatt points, the Ink Bold and Ink Plus are automatically better sign up bonuses at 50k Ultimate Rewards. And the Sapphire Preferred at 40k Ultimate Rewards are still better because Ultimate Rewards are more flexible than Hyatt points and can transfer to more valuable United miles.

For further discussion, See The Three Best Credit Cards for Free Luxury Hotel Nights.

(Of course, the cards to get the most free hotel nights are very different than the cards to get the most luxury nights. See What Credit Card Gets You the Most Free Hotel Nights?)

The Hyatt card also has nice, but ultimately not very useful to me, category bonuses:

  • 3x Hyatt points per dollar on Hyatt stays
  • 2x Hyatt points per dollar on restaurants, airline tickets, and car rentals
  • 1x Hyatt points on everything else

I don’t have many paid Hyatt stays, so the 3x isn’t worth a lot, and I wouldn’t use the Hyatt card in those 2x categories preferring:

  • Sapphire Preferred (restaurants)
  • Business Gold Rewards card from American Express (airline tickets)
  • United card (car rentals)

The other huge feature of the card is a free night at any Category 1-4 hotel (out of 6 categories) on each anniversary.

In exchange for all that, the annual fee used to be $75, and it wasn’t waived for the first year. This made it similar to the Citi® Hilton HHonors™ Reserve Card which also gives two free nights and has a $95 annual fee that is not waived.

But now the Hyatt card has dropped its annual fee for the first year, saving anyone who gets the card $75 on his first statement.

That makes it easier to join me as a cardholder. Coincidentally today I redeemed my two free nights that I earned in July at the Park Hyatt Chicago. I had a need for a two night hotel stay in Chicago, so I was going to either pay out of pocket or use these certificates. I was happy to save some cash and get an ultra-luxury stay.

While I could have found a more expensive hotel–like Rookie Alli did with her free Hilton nights from the Citi® Hilton HHonors™ Reserve CardI couldn’t have found a better use of the certificates for me, which is really the point of this whole game. And the sticker price on my room is about $1,200 for two nights, so I am quite looking forward to the stay.

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16 Responses to Now No Annual Fee on Chase Hyatt Card

  1. Please post link that you use to get the United personal (55k offer). I checked Flyertalk and couldn’t find a link that worked… offer was 30K when I tried.

    • Use any 30k offer, add an authorized user for 5k, and then send a secure message asking them to match the other 20k since you’ve seen 50k offers. YMMV.

  2. I used to have a Chase Hyatt Card. How long do I have to wait to sign up again and receive the two free nights? Thanks

  3. I got the Chase Hyatt card in Aug, before they began waiving the $75 annual fee. I sent them a SM after the change in terms, and they agreed to waive it.

  4. Is this permanent change or special offer with expiration date? Also I should always have Hilton Gold status first right (either via challenge, match, or Hilton CC) before getting Hyatt so that the certificates come as suites?

  5. There is a better offer at http://www.hyatt.com Start a booking and before you pay you’ll be offered the card with a $50 credit & the fee waived 1st year.

  6. Scott, for the Chase southwest cards, can you get both the 69 dollar and 99 dollar annual fee card?

  7. Why wouldn’t you put Hilton card above Hyatt on your list, so that you get Hilton Gold first and then Status Match to Hyatt, get the Hyatt card with Platinum status to get suites instead of free rooms?

  8. I used my Hyatt Visa in Costa Rica because there are no foreign currency transaction fees. However, when I got my statement, one of the vendors put charges through as a cash advance rather than a credit charge. This resulted in a $10 fee and $0.50 interest charge. I called Hyatt VISA and their solution was to call the vendor in Costa Rica and have them reverse the entry and to reenter as a credit charge. This obviously is impractical and I had no idea that this card even had a cash advance feature. All of my other transactions came through as credit charges as I intended. Even after talking to the supervisor Susi, Hyatt VISA refused to be helpful and would not reverse the minor fees or offer any other viable solution. In frustration, I told them to cancel the card. Totally worthless customer service.:mad:

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