Category Archives: Best Of

Top Nine Credit Card Offers That Are About to Disappear

When signing up for a credit card, I think there are four factors to consider:

  1. What is the value of the sign up bonus?
  2. What is value of putting my pattern of spending on the card? (category bonuses and the value of the base point earned)
  3. What are the benefits of holding the card? (lounge access, free checked bags, discounted awards, etc)
  4. When is the deal disappearing?

All things equal, you should apply for a card with a limited time sign up bonus over one that is stable. You can get the stable card next time.

What are the top nine credit card offers that are about to disappear? When are they disappearing? And how much worse will the upcoming offers be?

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My Ink Bold 50k Bonus Bumped to 60k

I applied for an Ink Bold for my second business about three weeks ago. That seemed like bad timing this week when Chase announced that the Ink Bold and Ink Plus’s sign up bonuses would be temporarily increased to 60k points from the 50k point sign up offer I got.

Despite signing up two weeks early, I will still be getting the 60k Ultimate Rewards sign up bonus. What are the magic steps I took to get 10k extra Ultimate Rewards, which I value around $200?

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Singapore Suites Class, Cathay Pacific First Class, and the Lufthansa First Class Terminal on One Trip

My five biggest points-and-miles goals for the next year are to fly:

  1. Singapore Suites Class
  2. Cathay Pacific First Class
  3. Lufthansa First Class out of Frankfurt to access the First Class Terminal
  4. the Island Hopper
  5. Etihad First Class

The first three are surprisingly easy and cheap to piece together into one short trip around the world. I’ve been working on a few permutations for fun that I’ll share in this post.

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Huge Deal: 13k Miles to Europe This Summer

I’ve been posting about award space to Europe for this summer because that’s what my Award Booking Service clients want. In that vein, Just Another Points Traveler just posted about a great deal that I have to pass on:

From New York to London–this summer–from 13,000 Membership Rewards or Ultimate Rewards plus $98. See how to take advantage of this amazing deal and how that stacks up against my best deals to Europe after the jump.

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Summer Europe Space

Do you still want to go to Europe this summer? You’re not alone. That’s the most popular request the MileValue Award Booking Service is getting at the moment.

While it’s much easier to plan an award for summer 2014 to Europe–let’s book 11 months in advance!–summer 2013 is still possible.

Do you want to know my secret weapon route?

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What You Need to Know about United Award Holds

You can get a free hold of up to three days on United Airlines awards. There is one technique for a hold if you have the miles in your account to ticket the award, there is another technique if you don’t have the miles, and there’s a way to extend those 24 hour holds to three days.

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Miles & More Program Primer & Six Great Uses (and Two Bad Ones) of the Lufthansa Card’s 50k Sign Up Bonus

Update: This offer for 50,000 bonus miles will expire June 30, 2013. At that point, the offer will drop to 20k bonus miles. Apply Now if you want the best offer.

A few days ago I wrote about the new 50,000 mile sign up bonus on the the Lufthansa Miles & More World MasterCard from Barclay’s.

At the time, I laid out two great uses for the sign up bonus for people not very familiar with the Miles & More program. Unfortunately the Miles & More call center in the US was closed all weekend, so I couldn’t investigate further.

I called today and priced out several more awards, so I can now recommend six great uses (and unrecommend two bad uses) of the sign up bonus.

This post is a full primer of the Miles & More program for people who don’t know much about it, plus those six great uses including roundtrip business class for 55k miles and low taxes, how to book online and by phone, three ways to save miles on a Miles & More booking, and comparisons between Miles & More and United MileagePlus and US Airways Dividend Miles.

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Comprehensive Plan for A Roundtrip to Europe in Business Class with Two Free Oneways

Or: A Letter to a Friend’s Mom

My friend’s mom wants to go from Los Angeles to London in early April with her American Airlines miles. This post contains all the information she needs to understand her options.

If you view the specifics of her situation as merely an example, this post should be hugely helpful to you in you want to plan an award to Europe with your American Airlines miles. This post hits on free oneways on American Airlines, fuel-surcharge avoidance, tax avoidance, when to book, specific examples of Aggravating Award Travel Fees and How to Avoid Them, and much more.

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Free Oneways on United Awards within the USA

Reader Christopher emailed me an exciting tip the other day: free oneways are possible on United awards within the continental USA and Canada. I already knew free oneways were possible on international United awards and awards to Hawaii, but this was news.

He sent me some screenshots, and I was able to replicate his findings and add some more of my own. I learned four things:

  1. Christopher’s tip: You can get a free oneway on roundtrip Standard economy awards within the US and Canada. That means three oneway Standard awards for 50k United miles. This is a savings of 25k miles.
  2. You can book a roundtrip award that is half in Saver economy space and half in Standard economy space with an additional oneway in Standard space for 42.5k United miles. This is a savings of 20k United miles.
  3. You can add a oneway onto a roundtrip Saver economy award ticket within the US and Canada for 10k miles. That means three oneway Saver economy awards for 35k United miles. This is a savings of 2.5k miles.
  4. You can add a oneway onto a roundtrip Saver business/first award ticket within the US and Canada for 10k miles. That means three oneway Saver business/first awards for 60k United miles. This is a savings of 15k miles.

Free Oneway on Roundtrip Economy Standard Awards

United has two prices for award ticket: the Saver price and the Standard price. I think of the Saver price as the “real” price and the Standard price as the “double” price. Saver space is heavily capacity controlled, and Standard space is almost always available.

Within the upper 49 US states and Canada, United charges 12,500 miles each direction for economy Saver awards and 25,000 miles each way for economy Standard awards.

That means a roundtrip Standard economy award is 50,000 miles, which I consider to be a horrible deal in the vast majority of cases. Why? I value 50,000 United miles at about $900, which is quite pricey for a domestic roundtrip.

But Christopher sent me screenshots of free oneways on domestic roundtrip Standard awards.

Here’s an example:

LAX-Orlando, Orlando-LAX, LAX-Chicago for 50k on all Standard space

In the example above, all the space is Standard economy space, denoted by the YN in parentheses at the end of the Fare Class line.

That means that

Los Angeles to Orlando on December 23, 2013

Orlando to Los Angeles on January 2, 2014

alone should cost 50,000 miles as a roundtrip Standard economy award. But in fact, the whole award costs 50,000 miles total including the third segment from Los Angeles to Chicago in economy. That means Los Angeles to Chicago added zero extra miles, and Los Angeles to Chicago is a free oneway.

Or if you prefer, you can think of this trick as getting three oneway trips for 50,000 miles, meaning 16,667 miles for each one. That’s a 33% premium over the Saver price, but it could be worth it in some cases.

Do the math for each potential award. Just because there is a free oneway doesn’t mean the award is a good deal, and just because Standard space is involved doesn’t mean the award is a bad deal.

For instance, the three segments above would cost $748.70 if purchased with cash. Plugging the award into the Mile Value Calculator, the award only gets about 1.3 cents of value per mile.

But just because my one example isn’t a great award doesn’t mean great uses of this trick don’t exist. This trick seems to encompass any three oneway Standard itineraries. If you are looking to book three very expensive oneways, 50,000 miles could be a good deal. Possible uses:

  • Booking a roundtrip Standard award to an event that is causing airfare prices to spike and Saver spaces to disappear, like the Super Bowl, and adding another expensive oneway trip. (Although there is plenty of award space to EWR at the moment for next year’s cold-weather Super Bowl.)
  • Booking a roundtrip award at the last minute where Saver space is not available, and adding another expensive oneway. (Ideally you would have status too, so the close in ticketing fee for booking an award within 21 days of departure would be reduced or waived.)
  • You live in a small city where very little Saver space is released, so you are stuck with Standard space. Three oneways using Standard space for 50,000 miles isn’t so bad since paid fares are probably expensive.

Charlottesville, VA to Las Vegas roundtrip plus Charlottesville to Houston oneway in Standard space for 50k

Cheap Oneway on a Roundtrip Mixed Standard/Saver Economy Award

The foregoing example makes theoretical sense to me: you can get a free oneway on a Standard roundtrip economy award within the US. But I can’t explain this second one.

If the outbound of a domestic roundtrip is in Saver space and the return is in Standard space, you can add a oneway to the end in Standard space, and the total award will price at 42,500 miles. I have no idea where that price comes from.

LAX to Orlando in Saver, Orlando to LAX and LAX to Chicago in Standard

The roundtrip from LAX to Orlando should cost 37,500 miles since oneway is in Saver space and oneway is in Standard space. The oneway from LAX to Chicago should be another 25,000 miles.

But instead of 62,500 miles, the price is 42,500 miles total. This is getting to the territory where I could see a lot of itineraries making sense. If I really needed a domestic oneway ticket as a Standard award, I would make sure to ticket that award using this trick.

Cheap Oneways on Roundtrip Saver Economy Awards

Most of us probably book Saver economy awards within the US if we book domestic awards at all. A roundtrip Saver award is 25,000 miles.

You can add a oneway on to that for 10,000 more miles. That’s not a huge discount–2,500 miles–but it’s nice to know.

Chicago to San Francisco roundtrip plus Chicago to Tampa oneway for 35k

 

Cheap Oneways on Roundtrip Saver Business/First Awards

A roundtrip Saver award in domestic first class costs 50k miles. I can’t imagine that ever being a good value for me, since domestic first class is just a slightly wider seat, seven extra inches of leg room, and a meal worth maybe $10.

But 50k miles is also the price of a roundtrip on flat beds on United’s p.s. flights from JFK to LAX and San Francisco in business class. That’s a price I might actually pay since those flights exceed six hours, and a bed is a big upgrade over an economy seat.

In another price I can’t explain, the price to add a oneway in domestic first class to a roundtrip in domestic first or business class is 60,000 miles total.

JFK to LAX roundtrip in flat beds, LAX to Chicago in domestic first for 60k miles

LAX to Dulles roundtrip plus LAX to Chicago, all in domestic first for 60k miles

 

Why do these four tricks work?

I assume these are glitches.

Any way to get more out of the tricks?

The tricks that maximize the value of Standard space are useful for very few awards, namely awards where the equivalent cash ticket would be very expensive. Unfortunately on those flights, even Standard awards might not be available because Standard awards don’t have “last seat availability” for the general public.

But if you have the United Explorer card or United elite status, you can get any seat, any time for the Standard award price. That means three super expensive oneways can be had for 50,000 miles, which could be a great deal.

I got an error message when I tried to replicate the methods in this post.

That happens a lot on united.com multicity searches, which is the only way to search for free oneways on United. Ordinarily I recommend calling in to piece together the award when you get an error on united.com. But since I think these prices are caused by a glitch, I would say that an error message just means you are out of luck.

The only error messages I’ve gotten on these searches are when I tried to string three flat bed p.s. flights together like JFK-LAX//LAX-JFK//JFK-SFO, and when I tried to take the free oneway back to where the roundtrip went like ORD-SFO//SFO-ORD//ORD-SFO.

Recap

A reader tip sent me to explore free stopovers on United domestic awards. I found:

  • You can get free oneways on domestic roundtrip Standard economy awards. That means three Standard oneways for 50,000 miles.
  • You can get a cheap oneway on a domestic roundtrip economy award that is half Standard/half Saver. That means two Standard oneways and one Saver oneway for 42,500 miles.
  • You can get a cheap oneway on a domestic roundtrip Saver economy award. That means three Saver oneways for 35,000 miles.
  • You can get a cheap oneway on a domestic roundtrip Saver business/first award. That means three Saver business/first awards (including up to two on flat beds on the transcontinental p.s. flights) for 60,000 miles.



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Anatomy of an Award: Membership Rewards to Argentina

I recently booked a family of four an economy award from Miami to Buenos Aires with their Membership Rewards. It was an interesting award that I think demonstrates the complexities and fun of booking with American Express points.

I won’t talk about that award specifically, but I’ll use it as a jumping off point for discussion since it illustrates a typical Memberhip Rewards situation. Imagine you have a family of four trying for an economy roundtrip from Miami to Buenos Aires for two weeks in October with 300k Membership Rewards.

Membership Rewards are awesome because they can be transferred to any of the three airline alliances, so you can use them to book on almost any airline in the world.

But Membership Rewards are frustrating because they transfer to programs with which you may be unfamiliar like ANA or programs with major drawbacks like British Airways’ fuel surcharges.

I would approach an award like this looking first at the flying options, then at the transfer options. I know if I could find award space, I can probably find a transfer partner with access to that space. And if I find several ways to get to Buenos Aires, I cancompare the transfer options to see which is the best deal with Membership Rewards.

From checking the Buenos Aires international airport’s (EZE) wikipedia page, I know there are direct flights to/from Miami on American, LAN, and Aerolineas Argentinas. Of course, United and Delta also fly to Buenos Aires from their hubs.

Aerolineas Argentinas

Aerolineas Argentinas is the state-owned flag carrier of Argentina. I haven’t heard too many kind words about it, but it does have a direct flight from Miami to Buenos Aires. The best way to search for the space is on ExpertFlyer.

ExpertFlyer only displays economy award space on the airline. The space that Aerolineas’ SkyTeam partners like Delta have access to is T class space.

Aerolineas Argentinas flies twice daily between Miami and Buenos Aires–its only US route–once in the morning and one redeye. Up to seven seats are widely available on each!

The return is also wide open.

This was a promising start!

American

American has direct flights from Miami to Buenos Aires also. The best place to check for space on those flights is aa.com.

I can look at the whole month of October in just a few seconds with AA’s awesome calendar view. Unfortunately there is no MileSAAver outbound space–the low-miles-price space open to partners– in October, though there is some space on return flights.

Outbound: No Saver Space

Return: Some Saver Space

LAN

LAN is another oneworld airline with direct flights from Miami to Buenos Aires. I go to ba.com to check for LAN space to Buenos Aires, since aa.com doesn’t display LAN space.

I ca’t find any LAN space on ba.com, though it did pick up the same American Airlines space I’d seen on aa.com.

ba.com not finding any LAN space

…but it did find the same space on American Airlines

Delta

Yes, it seemed like a complete longshot that Delta would have space for four from Miami to Atlanta to Buenos Aires at the low-miles-price because Delta has putrid availability to South America, but I checked anyway.

Green shows low-miles-price itineraries. There actually are some returns possible.

While oneway tickets with Delta miles are a huge mistake since Delta charges the roundtrip price for all awards even oneways, I kept the returns in mind because AMEX has some transfer partners like Flying Blue that can be used to book oneway Delta awards reasonably.

United, TACA, Copa

The final place I checked was united.com to see what United, Copa, or TACA award space there was that I could snag with a transfer to a Star Alliance partner.

Green and yellow days have an award with four economy seats.

I found a few more possible awards to add to the bounty.

Search Results

I found space in both direction on Aerolineas Argentinas’ two daily flights. I found space in both directions on connecting United and Copa (via Panama) flights. I found return space on American Airlines and Delta, but no outbound space. I found no space on LAN.

Transfer Options

Delta

We can transfer Membership Rewards to Delta to book the Aerolineas Argentinas space and/or the Delta space. Delta charges 60,000 miles roundtrip to Argentina in economy class whether you fly it or one of its SkyTeam partners like Aerolineas Argentinas.

Although Delta does charge fuel surcharges for awards on a lot of its partners, it does not collect fuel surcharges on Aerolineas redemptions.

That means a transfer to Delta would mean the transfer of 240,000 Membership Rewards to 240,000 Delta miles. American Express charges $7 per 10,000 miles transferred to US-based airlines, with a maximum charge of $99, This transfer would incur that $99 charge. The award itself would have government taxes of around $75 per person, meaning a total cost of 240,000 Membership Rewards and approximately $400 for four people.

In return for that outlay, the family could get direct flights in each direction or could sub a one-stop itinerary on Delta on the return if they really didn’t want to fly Aerolineas Argentinas.

Flying Blue

Air France’s frequent flyer program, Flying Blue, is not always the best option because it levies heavy surcharges on several partners. But it doesn’t levy surcharges on Delta or Aerolineas Argentinas. And it’s price from the US to Argentina is 25,000 miles each way.

I’m not sure why the taxes collected exceed those collected by Delta by $15 per person, but that’s a minor concern. Flying Blue costs 25,000 miles each way, and it can be used to book oneways, which is a far better deal than Delta’s 60k miles roundtrip, which is the price whether you book oneways or roundtrips.

That means for 200k Membership Rewards and $360, a family of four could get on the same flights as with Delta miles: Delta and Aerolineas Argentinas flights.

British Airways

We can transfer Membership Rewards to British Airways Avios, but that would only enable booking the return leg in this case. Avios can be used to book American or LAN flights. We found only space on American, and only on the return.

The good news is that it’s only 25,000 Avios from Buenos Aires to Miami.

That means the return would be 100k Membership Rewards and $300.

ANA

I recently sang the praises of All Nippon Airways as a Membership Rewards transfer partner. ANA has a distance based award chart. You add up the distance of all the segments and see how many miles that trip will cost. Here is the economy chart.

Miami to Houston to Buenos Aires roundtrip is just over 12,000 miles. That works out 60,000 ANA miles (60,000 Membership Rewards) roundtrip. That’s not fantastic or awful.

But Miami to Panama to Buenos Aires is under 9,000 miles, meaning it is only 43,000 ANA miles roundtrip. That’s the lowest miles total we’ve seen.

image from gcmap.com

In neither case would there be fuel surcharges. ANA never charges fuel surcharges on United or US Airways flights, and Copa doesn’t collect fuel surcharges on this routing.

No fuel surcharges on Copa from Miami to Buenos Aires, so ANA won’t collect any.

That means ANA miles used to fly Copa would be 172k Membership Rewards and about $480 in taxes.

Transfer Options Summary

To summarize:

  • All the options here receive 1:1 transfers from Membership Rewards and incur only government taxes–no fuel surcharges.
  • Transferring to Delta is a bad idea. Why pay 60k Membership Rewards for a roundtrip when the same flights are 25k each way via Flying Blue? Total: 240k + $400
  • ANA is the cheapest option overall at 43k roundtrip if we route through Panama on Copa. Total: 172k + $480
  • British Airways and Flying Blue are the cheapest direct options at 25k each way. Total: 200k + $300

If you really value direct flights, take the Aerolineas Argentinas flight one direction for 25k Flying Blue miles and return on the American Airlines flight for 25k Avios.

If you really value the cheapest flights or want a free stopover in Panama, look for Copa flights for 43k ANA miles.

Recap

Membership Rewards have awesome versatility, which also means it’s more work to figure out the best deal. For a simple Miami to Buenos Aires roundtrip, all three alliances are possibilities.

Because some transfer partners have region-based charts, some have distance-based charts, some charge fuel surcharges sometimes, and some never do, you have to investigate every option for the best deal.

For Buenos Aires to Miami roundtrip, the best deals are with ANA miles on Copa to take advantage of the distance-based chart of a combination of Flying Blue miles and Avios to take advantage of their partners’ direct flights.